If you’ve been injured on the job in Missouri, workers’ compensation benefits are supposed to provide medical care and wage replacement while you recover. But what happens if your claim is denied? At Allen Injury Law, LLC, we help injured workers understand their rights and fight back when their claims are unfairly denied.

Common Reasons for Workers’ Comp Denials

A workers’ comp claim can be denied for many reasons. Some of the most common include:

• Disputes about how the injury occurred – The insurance company may claim your injury did not happen at work or is not work-related.
• Missed deadlines – Failing to report the injury or file your claim on time can result in denial.
• Lack of medical evidence – If your injury isn’t documented clearly in medical records, the insurer may argue it isn’t severe or isn’t connected to your job.
• Pre-existing conditions – If you have a history of similar injuries, the insurance company may blame your current condition on a prior issue.

What to Do If Your Claim Is Denied

A denial is not the end of the road. You have the right to appeal the decision and present additional evidence.

1. Review the denial letter – This letter should explain the reason your claim was denied.
2. Request a hearing – In Missouri, you can request a hearing with an administrative law judge through the Division of Workers’ Compensation.
3. Gather strong medical evidence – A thorough report from your doctor explaining the connection between your work and your injury can be crucial.
4. Consult an attorney – Having a Missouri workers’ comp attorney can make a significant difference in presenting a strong appeal.

How a Lawyer Can Help

At Allen Injury Law, LLC, we understand the tactics insurance companies use to deny valid claims. We can:

• Help you file the necessary paperwork for your appeal.
• Collect medical records and witness statements.
• Represent you in hearings before the Missouri Division of Workers’ Compensation.
• Fight for the full benefits you deserve.

Don’t Give Up On Your Claim

A denial doesn’t mean you’re out of options. Missouri workers have a right to appeal and make their case. If your workers’ comp claim has been denied, Allen Injury Law, LLC is here to provide clear guidance and strong legal representation.