If you have been injured on the job in Missouri, you may be entitled to workers’ compensation benefits to cover medical expenses, lost wages, and disability. Understanding how compensation is calculated can help you know what to expect from your claim. At Allen Injury Law, LLC, we help Clayton workers navigate the complex workers’ compensation system and secure the benefits they deserve.

1. Types of Workers’ Compensation Benefits in Missouri

Missouri workers’ compensation provides several types of benefits based on the severity of the injury and the impact on your ability to work:

• Medical Benefits – Covers all necessary medical treatment, including doctor visits, surgery, rehabilitation, and medications.
• Temporary Total Disability (TTD) – If you are unable to work while recovering, you can receive 66.67% of your average weekly wage (AWW), up to the state maximum.
• Temporary Partial Disability (TPD) – If you can return to work with reduced hours or modified duties, you may receive partial wage replacement.
• Permanent Partial Disability (PPD) – If your injury partially limits your ability to work permanently, compensation is calculated based on a set number of weeks assigned to the injured body part and your average weekly wage.
• Permanent Total Disability (PTD) – If you are unable to return to any form of work, you may receive lifetime weekly payments based on 66.67% of your AWW.

2. How Is Compensation Calculated?

Compensation is primarily based on your average weekly wage (AWW) before the injury. Missouri uses the following formulas:

• TTD Compensation = AWW × 66.67% (capped at the state maximum).
• PPD Compensation = AWW × 66.67% × Number of Weeks Assigned to Injury (based on Missouri’s disability schedule).
• PTD Compensation = AWW × 66.67% for life (if permanently disabled).

3. Additional Compensation for Severe Injuries

• Disfigurement Benefits – If the injury results in significant scarring or disfigurement, additional compensation may be available.
• Death Benefits – If a worker dies due to a work-related injury, the family may receive weekly death benefits (66.67% of AWW) and funeral expenses up to $5,000.

4. What If My Claim Is Denied?

Insurance companies often try to reduce or deny workers’ compensation claims. If your claim is denied, you have the right to appeal and fight for fair compensation.

Get Legal Help for Your Missouri Workers’ Compensation Claim

Calculating workers’ compensation can be complex, and employers and insurers may not always offer fair settlements. At Allen Injury Law, LLC, we fight for injured workers in Clayton to ensure they receive the benefits they deserve.