alleninjurylaw

How Does Wearing a Seatbelt Affect Passenger Injury Claims?

Thu, 30 Apr 2026 14:19:35 GMT

How Does Wearing a Seatbelt Affect Passenger Injury Claims?

After a crash, passengers usually ask who caused it. Insurance companies ask a different question: could a seatbelt have reduced the injuries? In Missouri, the answer can affect the value of a claim even when the passenger did not cause the collision.

The relation between Missouri’s seatbelt laws and injury claims

Missouri law requires drivers and front-seat passengers to wear a properly adjusted and fastened seatbelt, with limited exceptions. The law also requires seatbelts or restraints for back-seat passengers under the age of 16 under Missouri Revised Statutes Section 307.179.

A seatbelt citation does not prove fault for the crash. Fault depends on who caused the collision. However, seatbelt use still matters in injury cases because it relates to how the injuries occurred.

Insurance companies often argue that a seatbelt would have prevented or reduced certain injuries. They may rely on medical records, crash reconstruction or biomechanical analysis to support that claim. In response, a passenger can present evidence that they wore a seatbelt, that the restraint malfunctioned or that the injuries would have occurred even with proper use.

Missouri limits how defendants can use seatbelt evidence in court. The statute generally prohibits using failure to wear a seatbelt to prove comparative fault. In other words, a defendant cannot argue that you caused the crash simply because you did not buckle up. However, the law allows a limited reduction of damages based on seatbelt nonuse, subject to a statutory cap of 1% of the total damages.

What does wearing a seatbelt mean for your claim?

A passenger who did not wear a seatbelt is still able to recover compensation after an injury. The court may reduce damages within the limits set by Missouri Revised Statutes Section 307.178, but failing to wear a seatbelt will not invalidate the claim.

If you wore a seatbelt, document it as soon as possible so you can use it as evidence. Gather photos, medical notes that describe seatbelt marks and vehicle inspection records. However, if you did not wear a seatbelt, focus on obtaining strong medical evidence and proof of crash severity.

Whether or not you wear a seatbelt has no bearing in determining who is at fault for a crash, but it can influence settlement value. Careful documentation and clear medical support help protect your right to full and fair compensation.

6 Crucial Steps After a Car Accident

Thu, 30 Apr 2026 14:14:47 GMT

6 crucial steps after a car accident

Being in a car accident can instantly turn your life upside down. You may feel confused, scared, or even fine, but what you do right afterward is very important. This quick checklist can help you handle the accident scene calmly and protect your legal rights.

1. Prioritize people

Your health and safety are your highest priorities. Check on everyone involved and call 911 if you suspect anyone is hurt. You must stop immediately at the scene of the accident as required by Missouri law. If the crash does not involve injury or death, you are legally required to move your vehicle out of the traffic lanes to the nearest safe location if it is drivable and you can do so safely (the 'Steer It and Clear It' law).

2. Call the police

Always call the police, as an officer's report is crucial. However, the legal mandate to report the crash to law enforcement depends on the jurisdiction: Missouri requires a police report if the collision involves injury, death, or property damage estimated at $500 or more to one person. Illinois requires a police report if the crash involves injury, death, or total property damage exceeding $1,500 (or $500 if an uninsured vehicle is involved).

3. Do not overshare

This step is critical for protecting any future claim. You should never admit fault, even if you are just being polite. In general terms:

● Do not apologize in a way that admits fault, just to be nice.

● Do not say "I'm okay" or discuss details of the crash.

● Do not give a recorded statement to the other driver’s insurance company.

Only give the police the basic facts about what happened, such as who, what and where.

4. Collect critical information

The accident scene offers the best opportunity to collect evidence. You must try to gather as much detail as possible. Use your phone to take pictures of the damage to all cars and the surrounding environment, like road signs and skid marks. You should also collect key contact and insurance details from the other driver and any witnesses.

5. See a doctor

Do not put off seeking medical care. Adrenaline can mask pain, meaning serious injuries like a concussion or whiplash may have delayed symptoms that emerge days later. Seek prompt medical attention within a day or two and save all your records.

6. Notify your insurer

You must also report the accident to your own insurance provider as soon as you are safe and able. Give them only the basic facts you gathered at the scene, and do not offer your opinion on who was at fault. Having skilled legal representation can help you through this process and make sure you recover the compensation you deserve.

Why Rear-End Accidents Are Not Always Minor

Thu, 30 Apr 2026 14:14:23 GMT

Why Rear-End Accidents Are Not Always Minor

Rear-end crashes often happen in stop-and-go traffic or at intersections. Since these types of accidents typically occur at lower speeds, you may think that they only cause minor vehicle damage. Misconceptions like this may lead you to postpone medical care or delay reporting the incident to your insurance company.

The consequences of these crashes often continue long after the initial collision and after the vehicles leave the scene.

Injuries may take time to show up

Some injuries do not become apparent immediately. Symptoms such as neck pain, back tightness or headaches may seem minor at first, but they may signal whiplash or spinal issues. Delaying medical attention may worsen your condition and increase recovery time.

Even low-speed crashes can exert force to your spine or brain. You may experience delayed inflammation, which affects balance and coordination over time. Others who have been in similar accidents sometimes feel fine for a day or two, only to notice worsening symptoms later.

Medical bills and time off work add up

Rear-end crash injuries often require medical treatment that extends beyond the initial care provided during a hospital visit. You might need ongoing physical therapy or pain medication.

Moreover, mobility issues may necessitate taking time off work. Even seemingly minor injuries can lead to quickly rising medical bills.

Crash impact goes beyond the surface

The size and weight of the striking vehicle can affect the outcome of a crash. A rear-end hit from a truck or SUV often carries more force than one from a smaller car. That added pressure can lead to greater physical stress and hidden damages .

While bumpers absorb impact, internal parts can still bend or crack. Misalignment may lead to tire wear or steering problems. You should remain vigilant for any mechanical issues after a crash.

More than just an inconvenience

A rear-end accident may disrupt your daily life more than you realize. Knowing what to look out for after a crash should help you prevent long-term issues and support your chances of seeking rightful compensation .

Monitoring both your health and vehicle condition after a collision is also crucial for reducing the risk of more serious complications. If you assume your accident is insignificant, you might unknowingly neglect symptoms that require prompt attention.

How Speeding Impacts Liability in Missouri Personal Injury Cases

Sun, 26 Apr 2026 17:40:39 GMT

How Speeding Impacts Liability in Missouri Personal Injury Cases

Speeding is one of the most common causes of serious car accidents in Missouri. When a driver exceeds the posted speed limit or drives too fast for road conditions, the risk of a collision increases significantly. Beyond the immediate danger, speeding can also play a major role in determining liability in personal injury cases. Understanding how Missouri law treats speeding can help accident victims protect their rights and pursue compensation.

At Allen Injury Law, LLC, we can provide legal assistance to the Clayton public when speeding contributes to an accident and resulting injuries.

Why Speeding Matters in Personal Injury Cases

Speeding affects more than just a driver’s ability to stop in time. It reduces reaction time, increases the severity of impact, and makes it harder to control a vehicle. Because of these risks, Missouri law considers speeding a form of negligent behavior.

In personal injury cases, negligence is the foundation of liability. If a driver’s speeding directly contributes to an accident, that driver may be held responsible for damages such as medical expenses, lost income, and pain and suffering.

Proving Speeding as a Cause of the Accident

To establish liability, it is not enough to show that a driver was speeding. It must also be proven that the speeding contributed to causing the accident.

Evidence commonly used includes:

Police accident reports
Eyewitness statements
Traffic camera or surveillance footage
Vehicle damage analysis
Accident reconstruction reports

For example, if a driver was speeding and unable to stop at a red light, leading to a collision, that speeding behavior becomes a key factor in proving fault.

Missouri’s Comparative Fault Rule

Missouri follows a “pure comparative fault” system. This means that more than one party can share responsibility for an accident. Even if you were partially at fault, you may still recover compensation.

However, your total recovery will be reduced by your percentage of fault. For instance, if a speeding driver is found to be 80% at fault and the other driver 20%, the compensation awarded to the injured party will be adjusted accordingly.

Speeding often increases a driver’s percentage of fault, especially if it is determined to have significantly contributed to the crash.

How Speeding Affects Damage Awards

When speeding is involved, it can influence not only who is liable but also how much compensation is awarded. Courts and insurance companies may consider:

The extent to which speeding contributed to the accident
Whether the driver was significantly exceeding the speed limit
Road and weather conditions at the time of the crash

In cases where speeding is particularly reckless, it may even open the door to punitive damages, which are intended to punish dangerous behavior and deter others.

Common Scenarios Involving Speeding

Speeding frequently plays a role in a variety of accident types, including:

Rear-end collisions due to reduced stopping distance
Intersection accidents where a driver runs a light or stop sign
Highway crashes involving loss of vehicle control
Accidents in construction or school zones

Each of these scenarios can make it easier to demonstrate how excessive speed contributed to the accident.

The Role of Legal Representation

Determining liability in a personal injury case can be complex, especially when multiple factors are involved. Insurance companies may attempt to minimize the role of speeding or shift blame to other parties.

An experienced legal team can gather evidence, work with accident reconstruction professionals, and build a strong case to establish fault. This is especially important when injuries are severe and the financial stakes are high.

Allen Injury Law, LLC assists individuals in Clayton by evaluating accident details, identifying responsible parties, and pursuing fair compensation.

Who Pays Compensation to the Victims in a Missouri Personal Injury Case?

Wed, 11 Mar 2026 15:26:57 GMT

Who Pays Compensation to the Victims in a Missouri Personal Injury Case?

When someone is injured because of another person’s negligence, the financial consequences can be overwhelming. Medical bills, lost wages, and ongoing treatment can quickly create stress for victims and their families. In Missouri personal injury cases, many people wonder who is responsible for

paying compensation after an accident.

Understanding where compensation comes from can help injured individuals better navigate the legal process. At Allen Injury Law, LLC , we can provide

legal assistance to the Clayton public when pursuing compensation after an accident.

The At-Fault Party Is Usually Responsible

In most Missouri personal injury cases, the person or entity responsible for causing the accident is legally obligated to compensate the injured victim. Missouri follows a fault-based system, meaning liability generally falls on the party whose negligence caused the injury.

Examples of negligent parties may include:

A driver who caused a car accident
A property owner who failed to maintain safe premises
A manufacturer that produced a defective product
A business that created unsafe conditions for customers

However, the at-fault party rarely pays out of pocket. Instead, their insurance company typically handles the financial compensation.

Insurance Companies Often Pay the Compensation

Insurance coverage plays a major role in most personal injury cases. When an accident occurs, the responsible party’s insurance policy is usually the primary source of compensation for the injured victim.

Common types of insurance involved in Missouri injury claims include:

Auto insurance for car, truck, or motorcycle accidents
Homeowner’s insurance for premises liability accidents
Commercial liability insurance for injuries at businesses
Product liability insurance for defective product claims

Insurance companies investigate the claim and may offer a settlement. However, these offers may not always fully reflect the true extent of a victim’s damages.

What If the At-Fault Party Does Not Have Insurance?

In some situations, the responsible party may have little or no insurance coverage. When this happens, other compensation options may be available depending on the circumstances.

Possible alternatives may include:

Uninsured or underinsured motorist coverage from the victim’s own insurance policy
Filing a lawsuit directly against the responsible party
Claims against multiple liable parties if more than one party contributed to the accident

Identifying all possible sources of compensation can be important for ensuring victims receive adequate financial recovery.

Types of Compensation Available in Missouri Injury Cases

Victims of personal injury accidents may be eligible to recover several types of damages depending on the circumstances of the case.

Common forms of compensation include:

Medical expenses
Future medical treatment costs
Lost wages and loss of earning capacity
Pain and suffering
Emotional distress
Property damage

The total compensation available often depends on the severity of the injuries and the degree of negligence involved.

How Liability Can Affect Compensation

Missouri follows a pure comparative fault rule , which means compensation may still be available even if the injured person was partially responsible for the accident. However, the total recovery may be reduced based on the percentage of fault assigned to the victim.

For example, if someone is found to be 20 percent responsible for an accident, their compensation may be reduced by that same percentage.

Because fault allocation can significantly affect a claim, gathering strong evidence is often a key part of the legal process.

Seeking Legal Guidance After a Personal Injury Accident

Personal injury claims can involve multiple parties, insurance companies, and complex liability issues. Determining who ultimately pays compensation may require a detailed investigation of the accident and the available insurance coverage.

At Allen Injury Law, LLC , we can provide legal assistance to the Clayton public when pursuing compensation after a Missouri personal injury accident.

Understanding the Legal Definition of Negligence in Missouri

Fri, 20 Feb 2026 19:44:11 GMT

Understanding the Legal Definition of Negligence in Missouri

When someone is injured due to another person’s careless actions, the concept that often determines legal responsibility is negligence. In Missouri personal injury cases, proving negligence is essential to recovering compensation for medical bills, lost wages, and other damages. Understanding how Missouri law defines and applies negligence can help you better protect your rights.

At Allen Injury Law, LLC, we provide legal assistance to the Clayton public and help injury victims pursue the compensation they deserve.

What Is Negligence Under Missouri Law?

In Missouri, negligence occurs when a person fails to use the level of care that a reasonably careful person would use under similar circumstances. When that failure causes harm to someone else, the injured party may have grounds for a personal injury claim.

Negligence is not about intentional harm. Instead, it focuses on careless or reckless behavior that results in injury. Common examples include distracted driving, failing to clean up a spill in a store, or ignoring known safety hazards.

The Four Elements of Negligence

To succeed in a Missouri negligence claim, the injured party must prove four key elements:

1. Duty of Care

The defendant must have owed a legal duty of care to the injured person. For example, drivers owe a duty to operate their vehicles safely, and property owners must maintain reasonably safe premises.

2. Breach of Duty

The injured party must show that the defendant breached that duty by acting unreasonably or failing to act when required. This could include speeding, running a red light, or failing to repair dangerous property conditions.

3. Causation

It must be proven that the breach of duty directly caused the injury. In other words, the harm would not have occurred if the defendant had acted responsibly.

4. Damages

Finally, the injured person must have suffered actual damages, such as physical injuries, medical expenses, lost income, or pain and suffering.

All four elements must be established for a negligence claim to succeed in Missouri.

Comparative Fault in Missouri

Missouri follows a “pure comparative fault” system. This means that even if you are partially responsible for your own injuries, you may still recover compensation. However, your recovery will be reduced by your percentage of fault.

For example, if you are found 20% at fault for an accident and awarded $100,000 in damages, your recovery would be reduced to $80,000. Insurance companies often try to shift blame onto injured victims to limit payouts, which makes strong legal representation important.

Common Negligence Cases in Missouri

Negligence claims arise in many different situations, including:

Car, truck, and motorcycle accidents
Slip and fall accidents
Medical malpractice
Workplace accidents
Defective product claims

Each type of case has unique legal considerations, but the core principles of negligence remain the same.

Why Proving Negligence Can Be Challenging

Although the concept of negligence may seem straightforward, proving it can be complex. Evidence such as accident reports, witness statements, medical records, surveillance footage, and testimony may all play a role.

Additionally, insurance companies often dispute liability or minimize injuries. Building a strong case requires careful investigation and a clear understanding of Missouri personal injury law.

How Allen Injury Law, LLC Can Help

If you were injured because someone else failed to act responsibly, you may have a legal claim. At Allen Injury Law, LLC, we provide legal assistance to the Clayton public and work to hold negligent parties accountable. Our firm can evaluate your case, gather evidence, negotiate with insurance companies, and pursue compensation on your behalf.

Understanding the legal definition of negligence is the first step toward protecting your rights after an injury.

What Is the Statute of Limitations for a Premises Liability Case in Missouri?

Sat, 31 Jan 2026 20:05:06 GMT

What Is the Statute of Limitations for a Premises Liability Case in Missouri?

When someone is injured on another person’s property, Missouri law gives them a limited amount of time to take legal action. This deadline—known as the statute of limitations—plays a major role in whether an injured person can recover compensation. Understanding how this rule works is essential if you were hurt due to unsafe property conditions. At Allen Injury Law, LLC , we can provide legal assistance to the Clayton public and help injured individuals understand their options.

Understanding Premises Liability in Missouri

Premises liability cases arise when a property owner or occupier fails to maintain reasonably safe conditions, leading to injury. These claims can involve a wide range of situations, including slip and fall accidents, poor lighting, broken stairs, uneven walkways, or other hazardous conditions on residential, commercial, or public property.

To pursue compensation, an injured person must generally show that the property owner knew or should have known about the dangerous condition and failed to fix it or warn visitors.

Missouri’s Statute of Limitations for Premises Liability Claims

In Missouri, most premises liability cases are treated as personal injury claims. Under Missouri law, the statute of limitations for personal injury lawsuits is five years from the date of the injury. This means that, in most situations, an injured person has five years to file a lawsuit in civil court.

If a claim is not filed within this time frame, the court will likely dismiss the case, regardless of how serious the injuries may be.

When the Deadline May Be Shorter

While five years is the general rule, some circumstances can shorten the time available to file a claim. For example, if the injury occurred on government-owned property, special notice requirements and shorter deadlines may apply. Claims involving minors or injuries that were not immediately discovered may also follow different rules.

Because these exceptions can significantly affect a case, it is important to evaluate the specific facts of the incident as soon as possible.

Why Acting Early Matters

Even though five years may seem like a long time, waiting can make a premises liability case harder to prove. Evidence may be lost, surveillance footage can be erased, and witnesses’ memories may fade. Acting early allows time to preserve evidence and build a stronger claim.

Getting Legal Guidance After a Property Injury

Premises liability cases can involve complex legal and factual issues, especially when multiple parties or exceptions to the statute of limitations are involved. At Allen Injury Law, LLC , we can provide legal assistance to the Clayton public by reviewing the details of an injury and explaining how Missouri’s deadlines may apply to a specific situation.

Injured in a Missouri Parking Lot? Here’s Who May Be Liable

Tue, 30 Dec 2025 21:40:30 GMT

Injured in a Missouri Parking Lot? Here’s Who May Be Liable

Parking lots may seem low-risk, but accidents in these areas are extremely common—from slip-and-fall hazards to collisions caused by poor lighting or negligent drivers. If you were injured in a Missouri parking lot, determining who is legally responsible is a crucial step in getting compensated for your medical bills, lost income, and pain and suffering. At Allen Injury Law, LLC, we assist the Clayton community in understanding their rights and pursuing the compensation they deserve.

Common Causes of Parking Lot Injuries

Parking lots present unique risks because they combine pedestrian traffic, moving vehicles, and unpredictable environmental conditions. Some of the most frequent causes of injuries include:

Uneven pavement or potholes
Icy or slippery surfaces
Poor lighting
Lack of signage or unclear traffic flow
Distracted or reckless drivers
Fallen debris or hidden hazards

Understanding the cause of your accident helps identify who may be legally responsible.

Who May Be Liable for Your Missouri Parking Lot Injury?

1. Property Owners

Property owners have a duty to maintain safe conditions. They may be liable if your injury is linked to:

Cracked pavement
Failure to remove ice or snow
Broken lights
Poorly marked walkways

If they knew—or should have known—about the hazard and failed to fix it, they can be held accountable.

2. Property Managers or Maintenance Companies

Many businesses hire third-party companies to handle repairs, cleaning, landscaping, or snow removal. If a contractor failed to perform their work properly, they may share liability.

3. Business Tenants

If the injury occurred near a specific business entrance or due to hazards created by the tenant, that business could be responsible.

4. Negligent Drivers

If your injury resulted from a vehicle collision—whether as a pedestrian or another driver—the at-fault driver may be liable for:

Failing to yield
Speeding
Backing up without checking
Distracted driving

5. Security Companies

If a lack of security contributed to an assault or other criminal act in the parking lot, the security provider could be partially responsible.

What to Do After a Parking Lot Injury

To protect your claim, take the following steps:

Report the incident to the business or property owner.
Take photos of the hazard, your injuries, and the surrounding area.
Collect witness statements and driver information, if applicable.
Seek medical treatment immediately —even if injuries seem minor.
Speak with a Missouri personal injury attorney before dealing with insurance companies.

How Allen Injury Law, LLC Can Help

If you were injured in a Clayton parking lot, an attorney can help evaluate your case, determine who is responsible, and pursue the compensation you deserve. Missouri liability laws can be complex, but you do not need to navigate them alone. Allen Injury Law, LLC is committed to guiding Clayton residents through every step of the claims process.

What Is a Demand Letter in a Missouri Personal Injury Case—and Why It Matters

Mon, 17 Nov 2025 16:00:59 GMT

What Is a Demand Letter in a Missouri Personal Injury Case—and Why It Matters

When someone is injured due to another person’s negligence in Missouri, one of the first major steps toward compensation is drafting and sending a demand letter . This document plays a crucial role in personal injury claims because it formally presents your case to the at-fault party’s insurance company and often sets the stage for settlement negotiations.

What Is a Demand Letter?

A demand letter is a written communication sent to the responsible party or their insurer that outlines the facts of the incident, the nature of the injuries sustained, and the damages being claimed. It typically includes:

A summary of the accident and how the other party was at fault.
Details about your injuries and medical treatment.
Documentation of lost wages, property damage, and other expenses.
A specific dollar amount being requested for settlement.

Essentially, this letter serves as both a professional summary of your case and a formal request for compensation.

Why a Demand Letter Matters in Missouri

In Missouri, most personal injury cases are resolved through settlement negotiations rather than courtroom trials. A well-drafted demand letter can:

Encourage early settlement discussions.
Demonstrate the strength and organization of your claim.
Provide the insurance company with all necessary information to evaluate the case.
Save time and money by avoiding litigation.

If the insurer responds reasonably, you may reach a fair settlement without having to file a lawsuit. However, if they deny or undervalue your claim, the demand letter becomes valuable evidence of your good-faith effort to resolve the matter before going to court.

The Role of an Attorney

A Missouri personal injury attorney can help ensure that your demand letter is thorough, persuasive, and properly supported by evidence. At Allen Injury Law, LLC , we can help the Clayton community prepare strong claims and handle negotiations with insurers to seek the compensation they deserve.

How a Personal Injury Case Is Valued: What Goes Into the Settlement Number in Missouri

Thu, 09 Oct 2025 15:48:22 GMT

How a Personal Injury Case Is Valued: What Goes Into the Settlement Number in Missouri

When someone is injured due to another party’s negligence, one of the first questions they often have is: “How much is my case worth?” Determining the value of a personal injury claim in Missouri involves a careful review of both tangible and intangible losses. While every case is unique, understanding the key factors that influence settlement amounts can help you set realistic expectations.

Economic Damages

Economic damages are the measurable financial losses you’ve suffered. These typically include:

Medical expenses: Hospital bills, rehabilitation, medications, and ongoing care.
Lost wages: Income you’ve lost due to time off work.
Loss of earning capacity: If your injuries affect your ability to work in the future.
Property damage: Costs to repair or replace damaged vehicles or other property.

These costs are supported by documentation such as bills, pay stubs, and expert evaluations.

Non-Economic Damages

These damages account for the emotional and physical toll of the injury, which is harder to quantify. They include:

Pain and suffering
Emotional distress
Loss of enjoyment of life
Loss of companionship

In Missouri, juries and insurance adjusters often use past verdicts and settlement comparisons to gauge what similar injuries have been valued at.

Comparative Fault

Missouri follows a pure comparative fault rule , meaning that if you are partially at fault for the accident, your compensation will be reduced by your percentage of fault. For instance, if you were found 20% at fault, your damages would be reduced by that percentage.

Insurance Policy Limits and Evidence Strength

The available insurance coverage and the strength of your evidence—such as witness statements, expert opinions, and medical records—also significantly affect the settlement outcome. A strong case supported by clear liability proof typically results in higher compensation.

How Allen Injury Law, LLC Can Help

At Allen Injury Law, LLC, we can provide legal assistance to the Clayton public. Our firm works diligently to ensure that clients receive fair compensation that reflects both their economic losses and personal suffering. Understanding what goes into a case valuation is the first step toward a successful recovery.

How Long Do You Have to File a Personal Injury Lawsuit in Missouri?

Mon, 29 Sep 2025 16:07:38 GMT

How Long Do You Have to File a Personal Injury Lawsuit in Missouri?

When you are injured because of someone else’s negligence, you may be entitled to seek compensation through a personal injury lawsuit. However, the law sets strict deadlines for filing these claims, and missing them can prevent you from recovering damages. If you live in Missouri, it is important to understand how long you have to act after an accident.

Missouri’s Statute of Limitations for Personal Injury

In Missouri, the statute of limitations for most personal injury lawsuits is five years from the date of the injury. This means you must file your lawsuit within five years, or you risk losing your right to pursue compensation.

This deadline applies to many types of personal injury cases, including:

Car accidents
Slip and fall injuries
Medical malpractice
Workplace accidents caused by third parties
Product liability claims

Exceptions to the Rule

While five years is the standard time limit, there are some exceptions:

Wrongful Death Claims: Missouri allows three years from the date of death to file a wrongful death lawsuit.
Claims Against Government Entities: If you are suing a city, county, or the state, the deadlines are much shorter, often requiring notice within just 90 days to one year.
Discovery Rule: In rare cases, if the injury is not immediately discoverable, the statute of limitations may begin once the injury is discovered or reasonably should have been discovered.

Why Acting Quickly Matters

Even though five years may seem like plenty of time, it is important to act quickly. Evidence can be lost, witnesses’ memories can fade, and building a strong case requires time. Speaking with an attorney soon after an accident helps ensure your rights are protected.

Get Legal Guidance in Clayton

At Allen Injury Law, LLC, we help injury victims in Clayton and the surrounding Missouri communities understand their rights and pursue fair compensation. If you have been hurt due to someone else’s negligence, don’t wait until it’s too late to act.

Premises Liability vs. Slip and Fall: What’s the Difference In Missouri?

Mon, 25 Aug 2025 15:21:19 GMT

Premises Liability vs. Slip and Fall: What’s the Difference In Missouri?

When someone is injured on another person’s property, it can be confusing to determine what type of legal claim applies. Two commonly discussed terms are premises liability and slip and fall cases. While they are related, they are not the same thing. Understanding the difference can help injury victims in Missouri know their rights and potential legal options.

What Is Premises Liability?

Premises liability is a broad legal concept that holds property owners and occupiers responsible for keeping their property reasonably safe. If a hazardous condition exists—such as broken stairs, poor lighting, or unmarked construction hazards—and someone is injured because of it, the property owner may be held legally accountable.

Premises liability can cover many situations, including:

Slip and fall accidents
Dog bites
Negligent security leading to assaults
Swimming pool accidents
Falling objects

In short, premises liability is the category of law that covers injuries caused by dangerous property conditions.

What Is a Slip and Fall Case?

A slip and fall is one type of premises liability claim. These cases involve situations where someone slips, trips, or falls due to a hazardous condition on someone else’s property. Common causes include:

Wet or icy surfaces
Uneven flooring
Loose carpeting
Spilled liquids
Cluttered walkways

Slip and fall claims require showing that the property owner knew or should have known about the hazard and failed to fix it or warn visitors.

Key Differences

Scope : Premises liability is the broader category, while slip and fall is a specific type of claim.
Types of Accidents : Premises liability covers various accidents, but slip and fall only involves tripping, slipping, or falling hazards.
Examples : If you are bitten by a dog in a store, that’s a premises liability claim but not a slip and fall. If you trip on broken pavement outside a business, that may be both premises liability and a slip and fall claim.

Legal Help in Missouri

Premises liability and slip and fall cases can be complex, as they often involve questions of negligence, notice, and duty of care. At Allen Injury Law, LLC , we provide legal assistance to the Missouri public and can help determine the best course of action after an accident on another’s property.

Why Dashcam Footage Could Be the Most Valuable Evidence After a Crash in Missouri

Tue, 15 Jul 2025 14:45:33 GMT

Why Dashcam Footage Could Be the Most Valuable Evidence After a Crash in Missouri

In the aftermath of a car accident, determining who was at fault often becomes a matter of conflicting statements and limited evidence. In Missouri, where comparative fault rules can reduce a victim’s compensation if they’re found partially at fault, having clear, objective proof can make all the difference. That’s where dashcam footage comes in.

 What Makes Dashcam Footage So Powerful?

Dashcam video provides a real-time, visual account of what happened in the moments leading up to and during a crash. This can be incredibly valuable in personal injury claims, especially when insurance companies try to dispute liability or downplay your injuries.

Key advantages include:

Unbiased Evidence : Dashcams record exactly what occurred—speed, lane changes, traffic signals, and more.
Supports Your Testimony : If your version of events is challenged, dashcam footage can serve as supporting documentation.
Identifies Hit-and-Run Drivers : If the other driver flees the scene, a dashcam may capture their license plate or vehicle description.
Captures Dangerous Behavior : Aggressive driving, texting behind the wheel, or DUI behavior may be caught on camera.

Legal Admissibility in Missouri

In Missouri, dashcam footage is generally admissible in court as long as it’s relevant and hasn’t been altered. However, timing matters—if the footage is not preserved promptly, it could be lost or overwritten.

Can Dashcam Footage Hurt Your Case?

It’s possible. Just as footage can prove another driver’s fault, it can also reveal your own traffic violations. That’s why working with a personal injury attorney is essential to understand how your footage could impact your claim.

How Allen Injury Law, LLC Can Help

At Allen Injury Law, LLC, we assist clients throughout Clayton and the surrounding areas by evaluating evidence, including dashcam footage, to build strong car accident claims. If you’ve been injured in a crash, we can help you gather and protect the evidence you need to seek fair compensation.

What Happens If My Workers’ Comp Claim Is Denied in Missouri?

Fri, 20 Jun 2025 15:11:15 GMT

What Happens If My Workers’ Comp Claim Is Denied in Missouri?

If you’ve been injured on the job in Missouri, workers’ compensation benefits are supposed to provide medical care and wage replacement while you recover. But what happens if your claim is denied? At Allen Injury Law, LLC, we help injured workers understand their rights and fight back when their claims are unfairly denied.

Common Reasons for Workers’ Comp Denials

A workers’ comp claim can be denied for many reasons. Some of the most common include:

Disputes about how the injury occurred – The insurance company may claim your injury did not happen at work or is not work-related.
Missed deadlines – Failing to report the injury or file your claim on time can result in denial.
Lack of medical evidence – If your injury isn’t documented clearly in medical records, the insurer may argue it isn’t severe or isn’t connected to your job.
Pre-existing conditions – If you have a history of similar injuries, the insurance company may blame your current condition on a prior issue.

What to Do If Your Claim Is Denied

A denial is not the end of the road. You have the right to appeal the decision and present additional evidence.

Review the denial letter – This letter should explain the reason your claim was denied.
Request a hearing – In Missouri, you can request a hearing with an administrative law judge through the Division of Workers’ Compensation.
Gather strong medical evidence – A thorough report from your doctor explaining the connection between your work and your injury can be crucial.
Consult an attorney – Having a Missouri workers’ comp attorney can make a significant difference in presenting a strong appeal.

How a Lawyer Can Help

At Allen Injury Law, LLC, we understand the tactics insurance companies use to deny valid claims. We can:

Help you file the necessary paperwork for your appeal.
Collect medical records and witness statements.
Represent you in hearings before the Missouri Division of Workers’ Compensation.
Fight for the full benefits you deserve.

Don’t Give Up On Your Claim

A denial doesn’t mean you’re out of options. Missouri workers have a right to appeal and make their case. If your workers’ comp claim has been denied, Allen Injury Law, LLC is here to provide clear guidance and strong legal representation.

Why Motorcycle Accident Claims Are Different from Car Accident Cases

Tue, 13 May 2025 20:13:13 GMT

Why Motorcycle Accident Claims Are Different from Car Accident Cases

Motorcycle accidents and car accidents might both involve vehicles and insurance claims, but when it comes to the legal landscape, these cases are far from identical. At Allen Injury Law, LLC , we help injured individuals across Missouri understand the unique challenges of motorcycle accident claims—and fight for the compensation they deserve.

Increased Injury Severity

Motorcyclists are far more exposed to the elements than drivers in enclosed vehicles. Even with a helmet and proper gear, riders face a higher risk of serious injuries such as traumatic brain injury, spinal cord damage, or severe fractures. Because of this, motorcycle accident claims often involve more extensive medical documentation, longer recovery times, and higher overall damages.

Insurance Bias Against Motorcyclists

Unfortunately, insurance companies often stereotype motorcyclists as reckless or inherently risky. This bias can lead to denied or undervalued claims—even when the motorcyclist is not at fault. It takes a focused legal approach to challenge these assumptions and present clear evidence that supports the injured rider’s case.

More Complex Accident Reconstruction

Unlike standard auto accidents, motorcycle crashes often involve less visible damage to the motorcycle and greater questions about visibility, speed, or evasive maneuvers. That means accident reconstruction is more detailed and frequently requires expert input to support liability and causation.

Road Hazards and Third-Party Liability

Motorcyclists are more susceptible to injuries caused by potholes, loose gravel, or poorly maintained roads. If a city or construction company failed to maintain safe conditions, there may be a third party legally responsible for the crash. Car drivers may not experience the same vulnerability to road hazards, making these liability paths more common in motorcycle claims.

Different Legal Strategies and Damages

Because of the seriousness of most motorcycle injuries, the value of these claims is often higher. Legal strategy must consider long-term medical needs, lost earning capacity, and pain and suffering. At Allen Injury Law, LLC , we build cases that reflect the full impact of the injury on the rider’s life—not just the immediate medical bills.

We Help Missouri Riders Get Justice

At Allen Injury Law, LLC , we understand what sets motorcycle accidents apart. If you or a loved one has been injured in a motorcycle crash, we’re here to guide you through the claim process, push back against insurance tactics, and pursue the financial recovery you deserve.

What to Do Immediately After a Car Accident in Missouri

Tue, 29 Apr 2025 15:13:20 GMT

What to Do Immediately After a Car Accident in Missouri

Getting into a car accident can be overwhelming and chaotic, especially if injuries or property damage are involved. Whether it's a minor fender bender or a serious crash, your actions immediately following the accident can significantly impact your health, your legal rights, and your ability to recover compensation. At Allen Injury Law, LLC , we assist Missouri residents with guidance and legal support after motor vehicle accidents. Here’s what you should do right away if you’re involved in a crash in Missouri.

1. Ensure Safety and Call 911

Your first priority should always be safety. Check yourself and your passengers for injuries. If anyone is hurt, or if the accident has caused major vehicle damage, call 911 immediately. Even if the accident appears minor, Missouri law requires drivers to report accidents that result in injury, death, or more than $500 in property damage.

2. Move to a Safe Location, If Possible

If your vehicle is operable and you’re not seriously injured, move your car to a safe location near the accident scene. This helps avoid secondary accidents and makes it easier for emergency services to reach you.

3. Exchange Information

Exchange contact, vehicle, and insurance details with the other driver. This should include:

Full names and contact information
Driver’s license numbers
License plate numbers
Insurance company names and policy numbers

Avoid discussing fault or apologizing — these statements can be used against you later.

4. Document the Scene

Take pictures or videos of the accident scene, vehicle damage, road conditions, and any visible injuries. If there are witnesses, get their names and contact information. These details can be vital in supporting your claim.

5. Seek Medical Attention

Even if you feel okay, see a doctor as soon as possible. Some injuries, like concussions or internal trauma, may not be immediately apparent. Medical records will also serve as important evidence if you decide to file a personal injury claim.

6. Report the Accident to Your Insurance Company

Notify your insurer about the accident. Stick to the facts and avoid speculation about who was at fault. You may be contacted by the other driver's insurer — it’s often best to consult an attorney before speaking with them.

7. Contact a Missouri Car Accident Attorney

Protecting your rights is essential — and early legal guidance can make a significant difference. At Allen Injury Law, LLC , we help injured Missourians navigate the aftermath of car accidents, deal with insurance companies, and seek fair compensation for medical bills, lost income, and pain and suffering.

We can help you determine if you have a valid claim and what steps to take next.

Understanding Comparative Negligence in Personal Injury Cases in Missouri

Fri, 21 Feb 2025 18:25:44 GMT

Understanding Comparative Negligence in Personal Injury Cases in Missouri

When pursuing a personal injury claim in Missouri, understanding comparative negligence is crucial. Missouri follows a pure comparative negligence rule, which means that even if you are partially at fault for an accident, you may still recover compensation. However, your total damages will be reduced by your percentage of fault. At Allen Injury Law, LLC , we assist clients in navigating this complex legal principle to ensure they receive the compensation they deserve.

How Comparative Negligence Works in Missouri

Under Missouri Revised Statutes Section 537.765 , the state’s comparative negligence law applies to personal injury cases, including car accidents, slip and falls, and workplace injuries. Here’s how it works:

Determining Fault: Each party involved in an accident is assigned a percentage of fault.
Compensation Reduction: The compensation awarded is reduced based on the injured party’s percentage of fault.
No Bar to Recovery: Even if you are 99% at fault , you can still recover 1% of the damages from the other responsible party.

For example, if you are awarded $100,000 in damages but found 30% at fault , your compensation will be reduced to $70,000 .

Proving Fault in a Comparative Negligence Case

To maximize compensation in a personal injury claim, gathering strong evidence is essential. This includes:

Witness statements confirming the other party’s negligence
Surveillance footage or photos documenting the accident scene
Medical records proving the extent of injuries
Expert testimony supporting your case

At Allen Injury Law, LLC , we work to challenge unfair fault assignments and ensure our clients receive the compensation they deserve.

Why Legal Representation Matters

Insurance companies often attempt to shift more blame onto the injured party to reduce their payout. Without legal representation, you may end up with significantly less compensation than you deserve. A personal injury attorney can:

Negotiate with insurance companies on your behalf
Collect and present strong evidence to minimize your fault percentage
Advocate for your best interests in court if necessary

If you’ve been injured in an accident and are concerned about how comparative negligence might affect your case, Allen Injury Law, LLC is here to help. Contact us today to discuss your legal options.

How Is Compensation Calculated in a Missouri Workers’ Compensation Case?

Fri, 31 Jan 2025 22:21:56 GMT

How Is Compensation Calculated in a Missouri Workers’ Compensation Case?

If you have been injured on the job in Missouri , you may be entitled to workers’ compensation benefits to cover medical expenses, lost wages, and disability. Understanding how compensation is calculated can help you know what to expect from your claim. At Allen Injury Law, LLC , we help Clayton workers navigate the complex workers’ compensation system and secure the benefits they deserve.

1. Types of Workers’ Compensation Benefits in Missouri

Missouri workers’ compensation provides several types of benefits based on the severity of the injury and the impact on your ability to work:

Medical Benefits – Covers all necessary medical treatment, including doctor visits, surgery, rehabilitation, and medications.
Temporary Total Disability (TTD) – If you are unable to work while recovering, you can receive 66.67% of your average weekly wage (AWW) , up to the state maximum.
Temporary Partial Disability (TPD) – If you can return to work with reduced hours or modified duties , you may receive partial wage replacement .
Permanent Partial Disability (PPD) – If your injury partially limits your ability to work permanently , compensation is calculated based on a set number of weeks assigned to the injured body part and your average weekly wage.
Permanent Total Disability (PTD) – If you are unable to return to any form of work , you may receive lifetime weekly payments based on 66.67% of your AWW .

2. How Is Compensation Calculated?

Compensation is primarily based on your average weekly wage (AWW) before the injury. Missouri uses the following formulas:

TTD Compensation = AWW × 66.67% (capped at the state maximum).
PPD Compensation = AWW × 66.67% × Number of Weeks Assigned to Injury (based on Missouri’s disability schedule).
PTD Compensation = AWW × 66.67% for life (if permanently disabled).

3. Additional Compensation for Severe Injuries

Disfigurement Benefits – If the injury results in significant scarring or disfigurement , additional compensation may be available.
Death Benefits – If a worker dies due to a work-related injury, the family may receive weekly death benefits (66.67% of AWW) and funeral expenses up to $5,000 .

4. What If My Claim Is Denied?

Insurance companies often try to reduce or deny workers’ compensation claims. If your claim is denied, you have the right to appeal and fight for fair compensation .

Get Legal Help for Your Missouri Workers’ Compensation Claim

Calculating workers’ compensation can be complex, and employers and insurers may not always offer fair settlements . At Allen Injury Law, LLC , we fight for injured workers in Clayton to ensure they receive the benefits they deserve.

Who Can File a Wrongful Death Lawsuit in Missouri?

Mon, 02 Dec 2024 21:05:48 GMT

Who Can File a Wrongful Death Lawsuit in Missouri?

A wrongful death lawsuit allows surviving family members to seek compensation when a loved one dies due to someone else's negligence or misconduct. In Missouri, the law outlines specific individuals who have the right to file such a lawsuit. At Allen Injury Law, LLC, we provide legal assistance to the Missouri public, helping families navigate this complex process and seek justice for their loved ones.

Who Is Eligible to File a Wrongful Death Lawsuit in Missouri?

Missouri law (RSMo § 537.080) establishes a clear order of who can file a wrongful death claim:

Immediate Family Members (First Tier)

Spouse
Children (including adopted children)
Grandchildren (if the deceased’s children are also deceased)
Parents of the deceased

These individuals have the primary right to bring a wrongful death claim.
Siblings (Second Tier)
If no immediate family members are available, the deceased’s siblings or their descendants may file the lawsuit.
Personal Representative (Third Tier)
If no family members from the first or second tier are available, the court may appoint a personal representative to pursue the claim on behalf of the deceased’s estate.

What Damages Can Be Recovered?

A wrongful death lawsuit in Missouri can seek various forms of compensation, including:

Funeral and burial expenses
Medical bills incurred before death
Loss of companionship and support
Lost wages and future income
Pain and suffering experienced by surviving family members

Time Limit for Filing

In Missouri, the statute of limitations for filing a wrongful death claim is three years from the date of the person’s death. Filing after this period may result in losing the right to seek compensation.

How Allen Injury Law, LLC Can Help

Filing a wrongful death lawsuit can be emotionally and legally challenging. At Allen Injury Law, LLC, we are committed to guiding Missouri families through this difficult time with compassion and expertise. We’ll fight to secure the compensation and justice your family deserves.

What is the Statute of Limitations for a Missouri Workers’ Compensation Claim?

Thu, 31 Oct 2024 23:39:50 GMT

What is the Statute of Limitations for a Missouri Workers’ Compensation Claim?

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Bicycle Accidents in Missouri: What Cyclists Need to Know

Tue, 01 Oct 2024 01:42:54 GMT

Bicycling is a popular mode of transportation and recreation in Missouri, but it comes with significant risks. Bicycle accidents can result in severe injuries, costly medical bills, and long-term physical and emotional consequences. Understanding the legal rights and responsibilities of cyclists, as well as what to do if you are involved in an accident, is essential for staying safe on the road. In this post, we’ll explore the common causes of bicycle accidents in Missouri, the state’s laws regarding cycling, and what steps to take if you’re injured in a bicycle accident.

Common Causes of Bicycle Accidents in Missouri

Bicycle accidents can occur for a variety of reasons, often due to the negligence of other drivers or unsafe road conditions. Some of the most common causes include:

Driver Inattention or Distraction

Distracted driving is a leading cause of bicycle accidents. Drivers who are texting, talking on the phone, or otherwise not paying attention may fail to see cyclists, resulting in dangerous collisions.

Failure to Yield Right of Way

Many drivers do not understand that cyclists have the same rights to the road as motor vehicles. When drivers fail to yield at intersections or when turning, it can lead to serious accidents.

Unsafe Lane Changes

Motorists sometimes change lanes without checking for cyclists or fail to provide adequate space, causing side-swiping accidents.

Dooring

“Dooring” happens when a parked vehicle’s occupant opens their door into the path of an oncoming cyclist. This type of accident can cause a cyclist to crash directly into the door or swerve into traffic.

Speeding and Reckless Driving

Speeding drivers are less likely to see cyclists in time to react and are more likely to cause severe injuries in a collision.

Poor Road Conditions

Potholes, uneven pavement, and debris on the road can pose significant hazards for cyclists, leading to loss of control and accidents.

Alcohol or Drug Impairment

Drivers under the influence of alcohol or drugs pose a serious risk to all road users, including cyclists. Impaired drivers may have reduced reaction times and impaired judgment, increasing the likelihood of accidents.

Missouri Bicycle Laws Every Cyclist Should Know

Missouri has specific laws that govern how cyclists and motorists should share the road. Understanding these laws can help prevent accidents and protect your rights if you are involved in a collision. Key Missouri bicycle laws include:

Bicycles are Vehicles

Under Missouri law, bicycles are considered vehicles, and cyclists have the same rights and responsibilities as drivers of motor vehicles. This means cyclists must obey traffic signals, stop signs, and other rules of the road.

Ride on the Right Side of the Road

Cyclists must ride as close to the right-hand side of the roadway as safely practicable, except when passing, avoiding obstacles, or preparing for a left turn.

Use of Bike Lanes

If a designated bike lane is available, cyclists are encouraged to use it, but they are not legally required to do so. Motorists should not drive or park in bike lanes, as this creates hazards for cyclists.

Lights and Reflectors

Missouri law requires that cyclists riding at night have a white front light visible from at least 500 feet and a red rear reflector or light visible from 600 feet. This is essential for visibility and safety during low-light conditions.

Helmet Use

While Missouri does not have a statewide helmet law for cyclists, many municipalities have local ordinances requiring helmets for minors. Regardless of the law, wearing a helmet significantly reduces the risk of serious head injuries in an accident.

Riding Two Abreast

Cyclists are permitted to ride two abreast in the same lane, but they should not impede the normal and reasonable flow of traffic.

Prohibition on Holding onto Motor Vehicles

Cyclists are prohibited from attaching themselves or their bicycles to a moving vehicle on the road.

What to Do If You’re Involved in a Bicycle Accident in Missouri

If you are involved in a bicycle accident, it’s crucial to take the right steps to protect your health and legal rights. Here’s what to do immediately following a collision:

Seek Medical Attention

Your health and safety are the top priority. Even if you don’t think you’re seriously injured, seek medical attention as some injuries may not be immediately apparent.

Contact Law Enforcement

Call the police and report the accident. An officer will document the scene and file a report, which can be crucial evidence for your claim.

Exchange Information

Exchange contact and insurance information with the driver involved. If there are any witnesses, obtain their contact information as well.

Document the Scene

Take photos of the accident scene, your bicycle, the vehicle involved, any visible injuries, and road conditions. This documentation can help establish liability later.

Do Not Admit Fault

Be careful not to say anything that could be construed as admitting fault, even if you feel partially responsible. Let the authorities determine liability.

Report the Accident to Your Insurance

If you have auto insurance or health insurance, report the accident to your provider. They may be able to assist with covering medical expenses and other costs.

Consult with an Experienced Attorney

Bicycle accident claims can be complicated, especially when dealing with insurance companies and establishing fault. An experienced personal injury attorney can help you understand your rights and pursue compensation for your injuries, medical bills, lost wages, and other damages.

Understanding Fault and Liability in Bicycle Accidents

Missouri follows a pure comparative fault system, which means that each party involved in an accident can be assigned a percentage of fault. Even if a cyclist is partially at fault, they may still recover compensation. However, the amount of compensation will be reduced by the percentage of fault attributed to the cyclist. For example, if a cyclist is found to be 20% at fault and the damages are $50,000, the cyclist would be eligible to receive 80% of the total, or $40,000.

Compensation for Bicycle Accident Victims

If you’ve been injured in a bicycle accident due to someone else’s negligence, you may be entitled to compensation for:

Medical Expenses: Including emergency room visits, surgeries, rehabilitation, and ongoing medical treatment.
Lost Wages: Compensation for lost income if your injuries prevent you from working.
Pain and Suffering: Damages for the physical pain and emotional suffering caused by the accident.
Property Damage: Costs associated with repairing or replacing your bicycle and any other damaged property.

How Allen Injury Law Can Help

Bicycle accidents can result in serious injuries and complex legal battles. At Allen Injury Law, we understand the unique challenges that cyclists face and are dedicated to helping injured victims pursue the compensation they deserve. We can guide you through the legal process, deal with insurance companies on your behalf, and fight for your rights every step of the way.

If you’ve been injured in a bicycle accident in Missouri, contact us today for a free consultation. We are here to listen to your story, answer your questions, and provide the legal support you need to get back on the road to recovery.

Understanding the Statute of Limitations for Car Accidents in Missouri

Sun, 01 Sep 2024 17:35:11 GMT

Understanding the Statute of Limitations for Car Accidents in Missouri

Being involved in a car accident is a stressful and often traumatic experience. In the aftermath, you may be dealing with physical injuries, emotional distress, and financial burdens. If you are considering pursuing a personal injury claim in Missouri, it is important to understand the statute of limitations that applies to your case. At Allen Injury Law, LLC, we are here to assist Missouri residents with their personal injury matters and help them navigate the legal process.

In Missouri, the statute of limitations for filing a personal injury lawsuit related to a car accident is five years from the date of the accident. This means that you have five years from the date of the crash to file a lawsuit seeking compensation for your injuries and damages. It is crucial to act within this time frame, as failing to do so could result in your claim being barred by the court.

It is important to note that while you have five years to file a lawsuit, it is always best to take action as soon as possible after an accident. The longer you wait to pursue legal action, the more difficult it may be to gather evidence, locate witnesses, and build a strong case. By reaching out to an experienced personal injury attorney promptly after an accident, you can ensure that your rights are protected and increase your chances of obtaining fair compensation.

At Allen Injury Law, LLC, we understand how overwhelming it can be to navigate the legal system while recovering from injuries sustained in a car accident. Our team is dedicated to providing compassionate and personalized representation to each client we serve. We will work tirelessly on your behalf to investigate the circumstances of your accident, negotiate with insurance companies, and seek maximum compensation for your medical expenses, lost wages, pain and suffering, and other damages.

When it comes to personal injury claims arising from car accidents in Missouri, having knowledgeable legal guidance can make all the difference in securing a positive outcome. Our attorneys have extensive experience handling these types of cases and are well-versed in Missouri's laws governing personal injury claims. We will guide you through every step of the legal process, keeping you informed and empowered along the way.

If you have been injured in a car accident in Missouri and are wondering about the statute of limitations for filing a personal injury claim, do not hesitate to reach out to Allen Injury Law, LLC for assistance. Our team is committed to helping Missouri residents seek justice and obtain the compensation they deserve following an auto collision. Contact us today for a free consultation to discuss your case and learn more about how we can help you move forward with confidence.

How a Workplace Injury Attorney Can Help You in Missouri

Wed, 31 Jul 2024 01:32:58 GMT

Workplace injuries can be devastating, affecting your health, livelihood, and overall well-being. Navigating the complex world of workers' compensation claims can be daunting, especially when you’re trying to recover. At Allen Injury Law, we are dedicated to helping injured workers in Missouri get the compensation and support they deserve. Here’s how a workplace injury attorney can assist you.

Understanding Workplace Injuries

Workplace injuries can range from minor accidents to severe, life-altering incidents. Common workplace injuries include:

Slip and Fall Accidents: Often caused by wet floors, uneven surfaces, or poor lighting.
Repetitive Strain Injuries: Such as carpal tunnel syndrome from repetitive tasks.
Machinery Accidents: Injuries from operating heavy machinery or equipment.
Construction Site Accidents: Falls from heights, scaffold accidents, and more.
Exposure to Harmful Substances: Injuries from exposure to toxic chemicals or hazardous materials.

How a Workplace Injury Attorney Can Assist You

Expert Legal Advice: A workplace injury attorney provides specialized legal advice tailored to your specific situation. They help you understand your rights and the options available to you under Missouri’s workers' compensation laws.
Filing Workers' Compensation Claims: Your attorney will assist you in filing your workers' compensation claim accurately and timely, ensuring that all necessary documentation is included to support your case.
Handling Insurance Companies: Dealing with insurance companies can be challenging. Insurers may attempt to minimize your claim or deny it altogether. An attorney will negotiate with the insurance company on your behalf to ensure you receive fair compensation.
Appealing Denied Claims: If your workers' compensation claim is denied, an attorney can help you appeal the decision, presenting evidence and arguments to support your case.
Maximizing Compensation: Your attorney will work to ensure that you receive all the benefits you are entitled to, including medical expenses, lost wages, rehabilitation costs, and compensation for any permanent disabilities.
Third-Party Claims: If a third party’s negligence contributed to your injury, your attorney can help you pursue additional compensation through a personal injury claim.
Protecting Your Rights: An attorney ensures that your rights are protected throughout the process, preventing your employer or insurance company from taking advantage of you.

The Benefits of Hiring a Workplace Injury Attorney

Knowledge and Experience: Attorneys specializing in workplace injuries understand Missouri’s laws and have experience handling similar cases.
Reduced Stress: Legal proceedings can be stressful, especially when you’re recovering from an injury. An attorney handles the complexities, allowing you to focus on your recovery.
Maximizing Compensation: With their expertise, attorneys can often secure higher compensation than you might achieve on your own.
Comprehensive Support: An attorney provides support and guidance at every step, from filing the initial claim to appealing a denial if necessary.

Why Choose Allen Injury Law?

At Allen Injury Law, we are committed to providing compassionate and effective legal representation for workers injured on the job. Our experienced attorneys understand the complexities of workplace injury cases and are dedicated to achieving the best possible outcome for you.

If you have been injured at work in Missouri, it’s crucial to seek legal assistance. A workplace injury attorney can provide the guidance, support, and representation needed to secure the compensation you deserve.

Contact Allen Injury Law today for a consultation. Let us help you navigate the legal complexities and work towards a fair and just resolution of your case.

Understanding the Statute of Limitations for a Missouri Motorcycle Accident

Sat, 29 Jun 2024 16:20:08 GMT

Understanding the Statute of Limitations for a Missouri Motorcycle Accident

Motorcycle accidents can be devastating, both physically and emotionally. If you or a loved one has been involved in a motorcycle accident in Missouri, it's important to understand the statute of limitations for filing a personal injury claim. At Allen Injury Law, LLC, we are dedicated to helping the residents of Missouri navigate through their personal injury cases and ensure they receive the compensation they deserve.

The statute of limitations for a motorcycle accident in Missouri is typically five years from the date of the accident. This means that you have five years to file a personal injury claim against the at-fault party. It's important to note that if you fail to file within this time frame, you may lose your right to seek compensation for your injuries.

In addition to understanding the time frame for filing a claim, it's also crucial to gather evidence as soon as possible after the accident. This includes obtaining police reports, medical records, witness statements, and any other documentation related to the accident. The more evidence you have to support your claim, the stronger your case will be.

When pursuing a personal injury claim for a motorcycle accident in Missouri, it's essential to work with an experienced attorney with experience in personal injury law. At Allen Injury Law, LLC, we have years of experience representing clients in personal injury cases and will fight tirelessly on your behalf to ensure you receive fair compensation for your injuries.

It's also important to keep in mind that Missouri operates under a comparative fault system when it comes to personal injury claims. This means that if you are found partially at fault for the accident, your compensation may be reduced accordingly. However, with skilled legal representation on your side, you can maximize your chances of receiving fair compensation despite any potential shared fault.

Navigating through a personal injury case following a motorcycle accident can be overwhelming and complex. That's why it's crucial to understand the statute of limitations for filing a claim in Missouri and work with an experienced attorney who can guide you through the process. At Allen Injury Law, LLC, we are committed to helping Missouri residents seek justice and receive fair compensation for their injuries. Don't hesitate to reach out if you need assistance with your personal injury case – we're here to help every step of the way.

Understanding Compensation Calculation in Missouri Truck Accidents

Fri, 31 May 2024 21:15:58 GMT

Understanding Compensation Calculation in Missouri Truck Accidents

Truck accidents can be devastating, leading to serious injuries and financial losses. If you or a loved one has been involved in a truck accident in Missouri, it's important to understand how compensation is calculated to ensure you receive the proper amount for your damages. At Allen Injury Law, LLC, we help Missouri residents navigate the complexities of truck accident cases and fight for the compensation they deserve.

In Missouri, compensation for truck accidents is typically determined by looking at various factors such as medical expenses, lost wages, property damage, pain and suffering, and more. Medical expenses include costs for hospital stays, surgeries, medications, rehabilitation services, and future medical needs related to the accident. Lost wages account for any income you have missed out on due to your injuries and potential future earnings that may be affected by your inability to work.

In addition to economic damages like medical expenses and lost wages, non-economic damages such as pain and suffering are also considered in calculating compensation for truck accidents in Missouri. Pain and suffering encompass physical pain from injuries sustained in the accident as well as emotional distress such as anxiety, depression, or PTSD that may result from the traumatic event. These non-economic damages are often harder to quantify but play a crucial role in determining total compensation.

Furthermore, if the truck accident was caused by the negligence of another party – such as a distracted truck driver or a negligent trucking company – you may also be entitled to punitive damages. Punitive damages are meant to punish the at-fault party for their reckless behavior and deter others from engaging in similar conduct in the future. Our team at Allen Injury Law, LLC will thoroughly investigate your case to determine if punitive damages can be pursued on your behalf.

It's important to note that Missouri follows a modified comparative fault rule when it comes to determining compensation in truck accidents. This means that if you are found partially at fault for the accident (up to 50%), your total compensation will be reduced by your percentage of fault. For example, if you are awarded $100,000 but found 20% at fault for the accident, your final award will be reduced by $20,000.

Navigating the complexities of calculating compensation in Missouri truck accidents can be challenging without legal guidance. At Allen Injury Law, LLC, we have extensive experience representing victims of truck accidents and fighting for their rights to fair compensation. If you or a loved one has been injured in a truck accident in Missouri, don't hesitate to reach out to our dedicated team for personalized legal assistance tailored to your specific case. We are here to help you every step of the way towards securing the justice and compensation you deserve.

Why You Need a Medical Malpractice Attorney in Missouri

Fri, 26 Apr 2024 17:41:44 GMT

Dealing with the aftermath of medical malpractice can be overwhelming and frustrating. Whether you or a loved one has been a victim of negligence by a healthcare provider, it's important to seek justice and compensation for the harm caused. In Missouri, having a skilled medical malpractice attorney on your side can make all the difference in helping you navigate the legal complexities and ensuring your rights are protected.

Understanding Medical Malpractice Laws in Missouri

Medical malpractice cases in Missouri are governed by specific laws that determine how these cases are handled. It's crucial to have an attorney who is well-versed in these laws and knows how to build a strong case on your behalf. From gathering evidence to negotiating with insurance companies, an experienced attorney can guide you through the legal process every step of the way.

Holding Healthcare Providers Accountable

When medical professionals fail to provide adequate care or make critical errors that result in harm to patients, they must be held accountable for their actions. A medical malpractice attorney can help you hold negligent healthcare providers accountable for their actions and seek compensation for damages such as medical expenses, lost wages, pain and suffering, and more.

Advocating for Your Rights

Navigating a medical malpractice case can be complex and emotionally draining. Having a compassionate attorney by your side who understands the challenges you're facing can provide much-needed support during this difficult time. Your attorney will advocate for your rights and work tirelessly to ensure that you receive fair compensation for the harm caused by medical negligence.

Building a Strong Case

To successfully pursue a medical malpractice claim in Missouri, you need to build a strong case supported by evidence of negligence or wrongdoing on the part of healthcare providers. An experienced attorney will conduct thorough investigations, consult with expert witnesses, and gather relevant documentation to strengthen your case and increase your chances of securing a favorable outcome.

Seeking Justice and Closure

Ultimately, seeking justice and closure after experiencing medical malpractice is essential for moving forward with your life. A skilled medical malpractice attorney will fight tirelessly on your behalf to ensure that those responsible are held accountable for their actions and that you receive the compensation you deserve. By working with an attorney who is dedicated to protecting your rights, you can focus on healing and rebuilding your life after this challenging experience.

If you or a loved one has been a victim of medical malpractice in Missouri, don't hesitate to seek legal guidance from an experienced attorney who specializes in handling these types of cases. By having a knowledgeable advocate on your side, you can rest assured knowing that someone is fighting for justice on your behalf while you focus on healing and recovery. Remember, you don't have to face this difficult situation alone – reach out to a trusted medical malpractice attorney today for support.

Understanding Wrongful Death Lawsuits in Missouri

Wed, 27 Mar 2024 19:37:11 GMT

Understanding Wrongful Death Lawsuits in Missouri

Losing a loved one is a devastating experience, especially when their death was caused by someone else's negligence or wrongful actions. In such cases, the surviving family members may have grounds to file a wrongful death lawsuit. But what exactly does a wrongful death suit cover? Who can file for it? And what are the key elements that need to be proven in court? In this blog post, we will delve into these important questions and provide clarity on wrongful death lawsuits in Missouri.

A wrongful death lawsuit is a civil action that allows the surviving family members of a deceased person to seek compensation for their loss. This compensation typically covers financial damages such as medical expenses, funeral costs, lost wages, and pain and suffering. It is important to note that every state has its own laws regarding wrongful death suits, including who can file for them and what damages can be sought.

In Missouri, only certain individuals are allowed to file a wrongful death lawsuit. Typically, this includes the deceased person's spouse, children, or parents. If none of these parties are available or willing to file the lawsuit, then other family members such as siblings or grandparents may be eligible to do so. It is crucial to consult with an experienced attorney to determine if you have standing to file a wrongful death suit in Missouri.

To successfully bring a wrongful death lawsuit in Missouri, certain elements must be proven in court. These elements usually include establishing that the defendant had a duty of care towards the deceased person, that this duty was breached through negligence or intentional wrongdoing, and that this breach directly resulted in the victim's death. Additionally, it must be shown that the surviving family members have suffered measurable damages as a result of the loss.

At Allen Injury Law, LLC we understand how difficult it can be for families dealing with the aftermath of a wrongful death accident. Our team of dedicated attorneys is committed to helping Missouri residents navigate the legal process and seek justice for their loved ones. We have extensive experience handling wrongful death cases and will work tirelessly to ensure that your rights are protected throughout the litigation process.

Wrongful death lawsuits can provide some measure of justice and closure for families who have lost loved ones due to someone else's negligence or misconduct. If you believe you have grounds for a wrongful death lawsuit in Missouri, it is essential to seek legal guidance from an experienced attorney like those at Allen Injury Law, LLC. Our firm is here to support you every step of the way and fight for the compensation you deserve. Don't hesitate to reach out for a confidential consultation today.

Semi Truck Accidents: What Missouri Residents Should Know

Fri, 16 Feb 2024 19:10:52 GMT

Semi truck accidents are a common occurrence in Missouri, and they can be devastating for all involved parties. These accidents can lead to severe injuries, property damages, and even fatalities. As a resident of Missouri, it is essential to understand the causes and consequences of these accidents to stay safe on the road. In this blog post, we will discuss everything you need to know about semi truck accidents in Missouri.

Causes of Semi Truck Accidents

There are several reasons why semi-truck accidents occur on Missouri's roads. Some of the most common causes include driver fatigue, speeding, distracted driving, poor vehicle maintenance, and inadequate training. Additionally, adverse weather conditions like rain or snow can increase the risk of an accident.

Types of Injuries From Semi Truck Accidents

When a semi-truck is involved in an accident with a passenger vehicle or motorcycle, the results can be catastrophic. Victims may suffer from serious injuries like traumatic brain injury (TBI), spinal cord injuries, broken bones, burns or even death.

Steps To Take After A Semi Truck Accident

If you have been involved in a semi-truck accident in Missouri as either a victim or party at fault there are some important steps that you should take immediately after the incident occurs. First call 911 if anyone has suffered an injury that requires medical attention or there has been significant property damage sustained by any party involved in the accident. If no one is hurt but property damage occurred then contact your insurance company immediately so they can assess damages and begin processing your claim.

Legal Action Following A Semi-Truck Accident

If you have been injured in a semi-truck accident due to another driver's negligence or recklessness then you may have grounds for legal action against them under personal injury law which includes compensation for medical bills incurred during recovery and lost wages. It is important to contact an experienced semi-truck accident lawyer in Missouri as soon as possible after the incident has occurred, so they can begin working on your case and advise you of your legal options.

Preventing Semi-Truck Accidents

Preventing semi-truck accidents should be a top priority for all drivers in Missouri, including commercial truck drivers. Drivers should obey traffic rules, avoid distractions while driving, maintain safe distances from other vehicles, take regular breaks especially during long trips to prevent exhaustion behind the wheel. Regular vehicle maintenance checks can also help identify potential issues before they cause an accident.

In conclusion, semi-truck accidents are a significant issue in Missouri, and it is essential to understand their causes, consequences and what actions to take following an accident. If you have been involved in a semi-truck accident due to another driver's negligence or recklessness then contacting an experienced personal injury attorney in Missouri is vital to ensure that you receive full compensation for any injuries sustained and damages incurred. By taking steps to prevent these accidents from occurring through regular vehicle maintenance checks and safe driving practices we can all work together towards safer roads for everyone.

Protecting Bicyclists in Missouri

Wed, 31 Jan 2024 21:27:37 GMT

Bicycling has become more than just a leisure activity; for many Missouri residents, it’s a lifestyle choice and an environmentally friendly means of transportation. With this increase in popularity, however, comes a greater risk of accidents. Understanding the causes and engaging in proactive prevention are key to protecting our bicycling community.

Accidents can happen to even the most experienced riders, and the impact extends beyond physical injuries — it affects families, friends, and our sense of safety on the roads. This blog post aims to shed light on the subject of bicycle accidents in Missouri, offering insights for better safety and promoting a harmonious coexistence between bicyclists and motorists.

The Statistic Behind Bicycle Accidents in Missouri

The Show-Me State isn't immune to the perils that riders face nationwide. In Missouri, we see a wide range of biking environments — from hilly terrains to bustling city streets. Each year, accidents result from a combination of factors, including traffic violations, lack of safety gear, road conditions, and visibility issues.

Common Causes and How to Avoid Them

Many biking mishaps occur due to motorists' unawareness of cyclists' rights and presence. Distracted driving, failing to yield, and speeding are major contributors. Cyclists themselves can sometimes neglect best practices, such as wearing helmets, utilizing proper lights or reflectors, and obeying traffic laws tailored to bicyclists.

Prevention begins with education. Both cyclists and drivers must understand their responsibilities. Attending biking safety classes and driver awareness programs can make a significant difference. For cyclists, it’s crucial to stay visible and predictable:

Always signal your intentions.
Use bike lanes when available.
Wear bright or reflective clothing.
Equip your bicycle with lights, especially at dawn, dusk, or nighttime.

The Role of Infrastructure and Legislation

Robust infrastructure greatly enhances bicyclist safety. Missouri is making strides with bike-friendly paths and better signage, but there's always room for improvement. Legislative measures are also critical. For instance, the state's helmet law helps reduce the risk of serious head injuries.

Property owners must maintain sidewalks and pathways to mitigate the risk of accidents due to poor road conditions. Advocacy for policies that promote sharing the road safely is also vital.

Community Involvement and Solidarity

Solidarity among cyclists fosters a safer biking environment. Joining local biking clubs or groups can amplify your voice, advocate for better safety measures, and create a supportive network. Community events like safety workshops, group rides, and participation in National Bike Month are opportunities to spread awareness and enhance communal knowledge about bicycle safety.

We all share the wish for safer routes and accident-free travels. It takes continuous effort to create the ideal environment where cyclists can pedal without fear of harm. A concerted commitment to safety from both cyclists and drivers, backed by supportive infrastructure and legislation, is necessary to decrease the chances of bicycle accidents in Missouri.

Remember, next time you’re on the road, whether on two wheels or four, pay attention to your surroundings, respect all road users, and practice patience. Safety isn't just personal — it's a collective responsibility. Together, we can pedal toward a future where every journey — whether to work, school, or for fun — is safe for everyone.

In the spirit of staying safe and enjoying the ride, wear your helmet, follow the rules, and spread the word: safe cycling is essential for a happy and healthy Missouri.

How to File a Workers' Compensation Claim: A Comprehensive Guide

Thu, 14 Dec 2023 16:43:29 GMT

How to File a Workers' Compensation Claim: A Comprehensive Guide

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What Should You Do After a Motorcycle Accident?

Mon, 06 Nov 2023 22:01:37 GMT

What Should You Do After a Motorcycle Accident?

Riding a motorcycle is a liberating experience, but it also comes with risks. The danger of a motorcycle accident is always present, no matter how skilled a rider you are. Unfortunately, accidents can happen even if you take all the necessary precautions. Knowing what to do in the aftermath of a motorcycle accident could make all the difference in terms of your physical, emotional, and financial recovery. In this blog post, we’ll highlight some important steps you should take after a motorcycle accident to ensure that you, your passengers, and your legal rights are protected.

Seek medical help

The first thing to do after a motorcycle accident is to get medical help. Even if you feel okay, it’s important to get checked out by a doctor. Some injuries may not be immediately apparent, but could still be serious and life-threatening. If you delay getting medical help, you may be risking your health and wellbeing. It’s also important to get medical records of your injuries and treatments, as these could be important for your insurance claim.

Document the accident

After ensuring your own safety and well-being, it’s important to document the accident. Take photos of the scene, damage to vehicles, and any visible injuries you or your passengers may have sustained. Get contact information from any witnesses and write down details of what happened leading up to the accident. This documentation will be helpful in filing an insurance claim and building your case if you decide to pursue legal action.

Don’t admit fault

After an accident, it’s common to feel guilty or responsible, even if you weren’t at fault. However, it’s not your job to determine fault at the scene of the accident. Don’t apologize or admit fault, as these statements could be used against you later. Stick to the facts and document the accident to the best of your ability.

Contact a personal injury lawyer

If you’ve been involved in a motorcycle accident, it’s important to contact an experienced personal injury lawyer as soon as possible. A skilled attorney can help you navigate the legal process, negotiate with insurance companies, and get you the compensation you deserve. At Allen Injury Law, LLC, we have extensive experience in handling motorcycle accident cases and will diligently work to protect your rights and interests.

Getting in a motorcycle accident can be a traumatic and life-altering experience. To protect yourself and your loved ones, it’s critical to know what to do in the aftermath of an accident. Seek medical help, document the accident, don’t admit fault, and contact a personal injury lawyer to get the legal help you need. At Allen Injury Law, LLC, we’re here to assist you with all of your motorcycle accident concerns. Contact us today for a free consultation to discuss your case.

Hiring a Workplace Injuries Attorney

Tue, 31 Oct 2023 22:21:57 GMT

Sustaining a workplace injury can be an overwhelming experience for employees. It can cause physical and emotional pain, and even affect their ability to work. In Missouri, workplace injuries are common, and employees need to know their rights to ensure they receive compensation for the damages incurred. This is where a workplace injuries attorney comes in. In this blog post, we will discuss the importance of hiring a workplace injuries attorney in Missouri and why it's crucial in ensuring you get the compensation you deserve.

1. Knowledge of the Law:

A workplace injuries attorney in Missouri has a deep understanding of the state’s laws and regulations regarding workplace injury claims. They understand the legal processes and are familiar with the nuances of the legal system. Hiring an attorney will ensure you are aware of your legal rights, which will help you make informed decisions regarding your case.

2. Maximizing Your Compensation:

Most workplaces have insurance policies that cover workplace injuries, but it’s important to note that some insurance adjusters will try to pay out as little as possible. A workplace injuries attorney can assist in negotiating with the insurance companies to ensure maximum compensation is received. They’ll also advise their clients to avoid making any statements or signing any papers that may hinder their ability to make a claim.

3. Assistance in Filing Claims:

Filing a claim can be an incredibly complex process, especially for those who are attempting it for the first time. An attorney will not only help the employee navigate through the paperwork, but they will also ensure the paperwork is submitted on time.

4. Providing Professional Advice:

Workplace injuries attorneys have dealt with cases similar to yours before, and they bring a wealth of knowledge and experience to the table. They can provide professional advice on how to approach your case, including whether it’s better to accept a settlement or take the case to court.

5. Stress-Free Legal Representation:

Dealing with a workplace injury can be stressful enough. Hiring a workplace injuries attorney can relieve much of that stress from the legal side. With a professional attorney handling the case, the employee can then focus more on their recovery and getting back to their daily routine

Hiring a workplace injuries attorney in Missouri is essential to ensure employees receive adequate compensation for the damages incurred. Without an attorney, employees may miss out on their legal rights and, as a result, fail to receive appropriate compensation. Workplace injuries attorneys have the necessary expertise to provide their clients with the most fitting, straightforward legal representation. They’re there to assist clients in navigating the bureaucratic processes of filing a claim, negotiating with insurance providers, and making strategic decisions during a case. So if you’re an employee who has sustained an injury at the workplace, do not hesitate to seek the assistance of a reputable workplace injuries attorney. They will work tirelessly to ensure the best possible outcome of your case.

What to Do Immediately After a Slip-and-Fall Accident in Missouri

Sat, 30 Sep 2023 15:50:43 GMT

The idea of slipping and falling may seem innocent until you experience it yourself. Such accidents can lead to serious injuries, ranging from fractures and sprains to spinal cord damage or even traumatic brain injury. Unfortunately, slip-and-fall accidents are common in Missouri, and they can occur anywhere, including homes, malls, and public spaces. If you are a victim of such an accident, the first steps you take afterward are crucial. Here is what to do immediately after a slip-and-fall accident in Missouri.

1. Seek Medical Help

The first and most important step after a slip-and-fall accident is to seek medical attention. Even though you might feel fine at first, it is essential to be examined by a medical professional to ensure that you have not sustained any significant injuries. Some fall injuries, such as internal bleeding or concussions, can be life-threatening, and it is not always apparent that they have occurred. Seeking medical attention can also provide you with a detailed report of your injuries, which can be helpful if you want to pursue compensation claims later.

2. Collect Evidence

After you have sought medical help, the next step is to start documenting what happened. Collecting evidence is necessary for proving that the accident occurred and for building a case if you want to file a lawsuit. Take photos of the location where you fell, including any hazards that contributed to the fall, such as wet floors or uneven surfaces. If there were any eyewitnesses, make sure to obtain their contact information, as their testimony can bolster your case. Finally, keep track of any expenses incurred as a result of the injury, such as medical bills, lost wages, and property damage.

3. Fill Out an Accident Report

If you fall in a public space such as a mall, supermarket, or restaurant, it is essential to inform the management immediately. They will likely request that you complete an accident report with your full name, contact information, and a description of what happened. This report can be used as evidence in your case, and it can also prompt the management to take measures to prevent future accidents.

4. Consult a Slip-and-Fall Attorney

If you have sustained significant injuries that have resulted in medical bills and lost time from work, you may want to consider filing a lawsuit against the responsible party. When choosing an attorney, it is essential to select someone who specializes in personal injury law, particularly slip-and-fall cases. They can examine the evidence, assess the liability of the parties involved, and offer advice on the best course of legal action. Importantly, they can also handle communications with insurance companies and ensure that you receive the rightful compensation for your damages.

Slip-and-fall accidents can be debilitating and life-altering. Taking the right steps immediately after an accident can help protect your well-being and ensure that you have a better chance of making a recovery. Seeking medical attention, collecting evidence, filling out an accident report, and consulting a slip-and-fall attorney can all help protect your rights and maximize your compensation. Although it can be an overwhelming and stressful period to navigate, there's help available for Missouri residents who have experienced a slip-and-fall accident. By using the steps highlighted above, you can take control of the situation and work towards getting the recovery you deserve.

Workplace Accidents in Missouri

Thu, 31 Aug 2023 14:53:59 GMT

Accidents can happen anywhere, especially in the workplace. While employers are responsible for providing a safe environment for their employees, the truth is that many workplace accidents still occur every year. If you live and work in Missouri, it's important to know your rights and responsibilities if you are ever involved in a workplace accident. In this blog post, we will discuss the most common types of workplace accidents in the state of Missouri, as well as what to do if you are injured on the job.

1. The Most Common Types of Workplace Accidents in Missouri:

In Missouri, the most common types of workplace accidents include slip and falls, overexertion injuries, and transportation accidents. Slip and falls occur when an employee slips, trips, or falls on a wet or uneven surface. Overexertion injuries happen when an employee lifts, pulls, or pushes something that is too heavy or awkwardly shaped, leading to strains or sprains. Transportation accidents can happen when an employee is driving a company vehicle or is involved in a car accident while on the job.

2. What to Do If You Are Injured on the Job:

If you are injured on the job in Missouri, you should report the incident to your employer as soon as possible. Your employer is required by law to provide workers' compensation insurance to cover your medical bills and lost wages. You should also seek medical attention right away, even if your injuries seem minor at first. Failure to report an injury or seek medical attention could hurt your chances of receiving workers' compensation benefits.

3. Missouri Workers' Compensation Benefits:

Missouri workers' compensation benefits typically cover medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job. If your injury prevents you from returning to work, you may also be eligible for permanent disability benefits or vocational rehabilitation. However, it's important to note that workers' compensation benefits aren't always guaranteed, and your employer or their insurance company may try to deny your claim. This is why it's important to work with an experienced workers' compensation attorney who can help you navigate the claims process and fight for your rights.

4. Missouri Statute of Limitations for Workplace Accident Claims:

If you've been injured in a workplace accident in Missouri, you only have a limited amount of time to file a workers' compensation claim. The statute of limitations for filing a claim is two years from the date of the accident. If you don't file your claim within this time frame, you may lose your right to receive workers' compensation benefits. However, this time limit may vary depending on the circumstances of your case, so it's important to consult with an attorney as soon as possible after your accident.

5. How to Prevent Workplace Accidents:

While workers' compensation benefits can provide financial support after a workplace accident, the best way to protect yourself is to prevent accidents from happening in the first place. Employers should take steps to provide a safe working environment for their employees, including regular safety training, proper equipment maintenance, and hazard inspections. Employees can also do their part by following safety guidelines, wearing appropriate safety gear, and reporting any hazards or unsafe conditions to their employers.

Workplace accidents can happen to anyone, but it's important to know your rights and responsibilities as an employee in Missouri. If you are injured on the job, report the incident to your employer immediately and seek medical attention. Work with an experienced workers' compensation attorney to help you navigate the claims process and fight for your rights. And remember, the best way to protect yourself is to prevent accidents from happening in the first place by following safety guidelines and reporting hazards to your employer. Stay safe out there!

Who Pays Compensation for Truck Accidents in Missouri?

Mon, 14 Aug 2023 16:32:37 GMT

Who Pays Compensation for Truck Accidents in Missouri?

Accidents involving trucks can be devastating, especially for victims who suffer severe injuries or lose loved ones. As a resident of Missouri, it's essential to know your legal options and who pays compensation in such cases. If you've been in a truck accident, you may wonder whether to sue the truck driver or the trucking company. In this blog post, we'll provide you with an in-depth understanding of how truck accident compensation works in Missouri and what you can do to protect your rights.

The answer to who pays compensation for truck accidents in Missouri is: It depends. Several factors come into play when determining liability, including the cause of the accident, the parties involved, and the damages caused. In most cases, the truck driver and the trucking company share liability, but determining the extent of their responsibility can be tricky. In Missouri, the doctrine of vicarious liability holds employers responsible for the actions of their employees. Therefore, if the truck driver was on duty and legally employed at the time of the accident, the trucking company may be partially at fault. However, if the driver was an independent contractor, the trucking company may not be liable.

If you've been involved in a truck accident in Missouri, it's essential to seek legal counsel. A skilled truck accident attorney can help you identify liable parties and determine your legal options. Depending on the circumstances of your case, you may be entitled to receive compensation for damages such as medical expenses, lost wages, property damage, and pain and suffering. An experienced attorney can help you calculate the true value of your case and negotiate a settlement that reflects your losses.

Another critical aspect of truck accident compensation in Missouri is insurance coverage. Commercial trucks must carry higher insurance limits than passenger vehicles to cover damages that may occur in an accident. If the truck driver or trucking company is found liable, their insurance policy should cover the damages. However, insurance companies may not always act in good faith, particularly if the claim amount is substantial. An attorney can help you deal with the insurance company and pursue fair compensation.

In some cases, truck accidents may also involve third-party liability. For instance, if the accident occurred due to a defective truck component, the manufacturer of the product may be responsible for damages. Similarly, if the accident was caused by poor road conditions, the government agency responsible for maintaining the road may be liable. A knowledgeable attorney can investigate the accident and identify all parties responsible for the damages.

Truck accidents can be life-altering, and recovering from the losses can be challenging. However, if you've been involved in a truck accident in Missouri, you don't have to go through the legal process alone. At Allen Injury Law, LLC, we have years of experience representing clients in personal injury cases, including truck accidents. Our attorneys understand the nuances of Missouri laws and can help you navigate the legal system to pursue the compensation you deserve. Contact us today for a free consultation, and let us help you protect your rights.

LEY DE MISSOURI - “NO PAY, NO PLAY” (NO PAGAS, NO JUEGAS)

Mon, 14 Aug 2023 15:13:31 GMT

En 2013, la legislatura de Missouri aprobó la Propuesta de Ley 339 de la Cámara de Representantes. Esta controvertida ley, ahora codificada como Sección 303.390 de RSMo, dice que los automovilistas sin seguro renuncian a su derecho a recuperarse por una pérdida no económica contra un automovilista asegurado después de un accidente automovilístico ... incluso cuando el otro conductor tiene el 100% de la culpa. Esta ley penaliza a las víctimas lesionadas que no tienen seguro de automóvil al prohibirles recuperar dinero por dolor y sufrimiento, incluso en accidentes donde han sido horriblemente heridos. Hay ciertas excepciones a esta penalidad severa y no se aplica en; 1) si la persona que causó el accidente estuvo bajo la influencia del alcohol o las drogas o fue condenada por un delito como homicidio involuntario o asalto de segundo grado o, 2) si la víctima lesionada no está asegurada pero tenía un seguro de automóvil dentro de los 6 meses posteriores al accidente.

Si bien, algunos pueden pensar que Missouri debería penalizar a las víctimas lesionadas por conducir sin cobertura para automóviles de responsabilidad a terceros , la ley de Missouri ya impone multas y sanciones significativas a quienes conducen sin seguro. El problema con esta ley es que los escenarios cotidianos ocurren en todo Missouri, donde una persona puede no tener un seguro en el momento de un accidente en el que sufre lesiones graves. Esto generalmente resulta en la aplicación inequívocamente injusta y demasiado dura de este estatuto. Sin embargo, el mayor problema con el estatuto “No Pay, No Play” es que es INCONSTITUCIONAL. Cada vez más tribunales de primera instancia están encontrando que la ley “No Play, No Play” viola el Artículo 1 de la Constitución de Missouri como una violación del derecho de un ciudadano a ser juzgado por un jurado al limitar los derechos de un ciudadano a daños no económicos. Vea el ejemplo anterior Gillmore v. Page, 17PT-CC00092 (2017) citando Watts v. Lester E Cox Medical Centers, 376 S.W. 3d 633, 637 (En Banc 2012).

La ley de Missouri “No Pay, No Play” es otro ejemplo más de la poderosa y exagerada industria de seguros de miles de millones de dólares que constantemente presiona la aprobación de la legislación que limita cuánto tienen que pagar en reclamos legítimos por lesiones para que puedan continuar obteniendo ganancias al precio de la constitucionalidad de derechos de Missouri.

No intentes luchar sólo contra las compañías de seguros. Llámanos para pedir ayuda al 314-675-7994 .

Understanding Fault and Liability in a Motorcycle Accident in Missouri

Fri, 30 Jun 2023 19:08:00 GMT

Understanding Fault and Liability in a Motorcycle Accident in Missouri

Being involved in a motorcycle accident can be a traumatic and life-changing experience. Not only can it result in severe injuries, but it can also leave you struggling with financial, physical, and emotional problems. If you have been involved in a motorcycle accident in Missouri, it is important to understand who is at fault and liable for the damages and how compensation is calculated. In this blog post, we will explain the legal aspects of a motorcycle accident in Missouri, and how Allen Injury Law, LLC can assist you in your personal injury matter.

How is fault determined in a motorcycle accident in Missouri?

In Missouri, fault is determined by comparative negligence law, which states that both parties can be partially at fault for the accident. At the scene of the accident, it is essential to gather evidence and documentation such as police reports, witnesses statements, photographs of the scene, and medical records. These documents and any other related materials can help determine the cause of the accident and who is liable for damages. Missouri’s legal system allows both parties to share blame and responsibility, and any compensation awarded will reflect that apportionment of fault based on Missouri law.

Who is liable in a motorcycle accident in Missouri?

The liable party in a motorcycle accident can vary based on the circumstances of the accident. The liable party could be another driver, a pedestrian, or even the motorcycle rider themselves if they breached their duty of care, causing the accident. Motorcycle accidents can have several potential causes such as speeding, distracted driving, impaired driving, or other violations of traffic laws. In most cases, who is liable is determined by the court or insurance company based on the facts presented. If you are not sure who is liable for your accident, it is essential to get in touch with an experienced personal injury lawyer in Missouri for help in assessing your case.

What are my options if I was the victim of a motorcycle accident?

If you have been the victim of a motorcycle accident, there are legal options available to you to help you recover the compensation you deserve. Depending on the case facts, you could be eligible for medical expenses, lost wages, emotional trauma, and pain and suffering. By consulting with an experienced personal injury lawyer in Missouri, you will gain valuable legal insight into your options for recovering compensation and how to proceed with your personal injury case.

How is compensation calculated in a personal injury case?

Compensation in a personal injury case is determined based on the amount of damage caused by the accident. Insurance companies and the court will consider several factors to calculate compensation, including medical expenses, lost wages, property damage, and pain and suffering. Losses incurred due to the accident will be added up, and the defendant will be required to pay the victim that amount. An experienced personal injury lawyer in Missouri can help you determine how much compensation you may be entitled to.

Who pays compensation to the victims in a motorcycle accident?

If a settlement cannot be reached between the parties, compensation is typically paid by the party found to be at fault. Often, insurance companies of the at-fault party will pay for losses the victim incurred. If the responsible party does not have insurance or insufficient insurance, the victim could be entitled to compensation through uninsured/underinsured motorist coverage. An experienced personal injury lawyer in Missouri will be able to identify all possible avenues for compensation and assist the victim in pursuing them.

In a motorcycle accident in Missouri, determining fault and liability can be challenging. It's important to get assistance from an experienced personal injury lawyer to help you navigate the legal process and get the compensation you deserve. At Allen Injury Law, LLC, we are committed to helping Missouri residents with their personal injury matters. Our team led by attorney Nathan Allen has extensive experience in representing victims of motorcycle accidents. We offer free initial consultations, and our clients will receive services on a contingency basis, meaning that you don't pay unless we win your case. Get in touch with us today for a free consultation, and let us help you get the compensation you deserve.

Understanding Premises Liability Cases in Missouri

Thu, 18 May 2023 17:38:00 GMT

Understanding Premises Liability Cases in Missouri

Have you ever been injured on someone else's property? Perhaps you slipped and fell on a wet floor at a grocery store or were bitten by a dog while at a friend's house. Whenever someone is injured on another person's property, the legal concept of premises liability comes into play. Premises liability cases can be complicated, and it's essential to understand how they work. In this blog post, we'll discuss the grounds for a premises liability claim in Missouri and how Allen Injury Law, LLC can assist Missouri residents with personal injury matters.
Premises liability cases involve injuries that occur on someone else's property, and the property owner may be held liable for damages. In Missouri, property owners are legally required to take steps to keep their premises safe for visitors, including repairing hazardous conditions, providing adequate lighting, and warning visitors of potential risks. If a property owner fails to take these steps, they may be held responsible for injuries that result from accidents on their property.

There are four generally accepted categories of visitors to a property:

1. Invitees - people who are invited onto the property for business purposes; 2. Licensees - people who are on the property for their own purposes but with the permission of the owner; 3. Social guests - people who are on the property for social reasons; and 4. Trespassers - people who are on the property without the owner's permission.
In Missouri, different levels of responsibility apply for each type of visitor. Property owners have a greater responsibility to invitees, meaning they must take greater care to prevent dangerous conditions and to repair any hazards. For social guests, property owners have a duty only to warn of known dangerous conditions, while for trespassers, property owners are only required to refrain from willful or wanton injury.
If you're involved in a premises liability case in Missouri, you first need to establish that the property owner was negligent and that their negligence caused your injury. In Missouri, the plaintiff must prove that the property owner knew or should have known about potential hazards and did not take reasonable steps to remove the danger or warn visitors of the hazard.
It's important to act quickly if you've been injured in a premises liability case. In Missouri, the statute of limitations for personal injury cases is five years from the date of the injury. This means that you must file your lawsuit within five years of the accident, or you may be prohibited from recovering damages.

Premises liability cases in Missouri can be complex, and it's essential to work with an experienced personal injury attorney to ensure that your rights are protected. If you're a Missouri resident and have been injured on someone else's property, Allen Injury Law, LLC can help. Our attorneys have extensive experience in handling premises liability cases and can help you receive the compensation you deserve. Contact us today for a free consultation.

Compensation in Personal Injury Cases: Understanding How it Works in Missouri

Wed, 26 Apr 2023 00:50:00 GMT

Compensation in Personal Injury Cases: Understanding How it Works in Missouri

Personal injury cases can be complex and overwhelming especially when it comes to determining compensation. If you’re a victim of an accident or injury, you may be wondering how compensation is calculated in Missouri, what factors are considered, and who pays for it. In this blog, we will delve into the different aspects of personal injury compensation in Missouri. So, if you’re a resident of Missouri and have been injured in an accident or incident, this article is for you.

What factors will a Missouri court consider when determining compensation?

Compensation in personal injury cases aims to compensate the victim for their losses and expenses. This compensation can be divided into two types: economic and non-economic. Economic damages refer to the actual financial losses like medical expenses, lost wages, and property damage. Non-economic damages, on the other hand, refer to the intangible losses like pain and suffering, emotional trauma, and loss of enjoyment.
When determining compensation, Missouri courts consider several factors such as the severity of the injury, the extent of the victim’s injuries, and the impact of the injury on the victim’s life. Missouri uses a comparative negligence system, which means that the compensation awarded to the victim will be reduced by their percentage of responsibility for the accident.

How is compensation calculated in a personal injury case?

Calculating compensation in a personal injury case can be challenging. It’s crucial to work with an experienced personal injury attorney who can accurately assess the damages incurred as a result of the accident. To calculate compensation, we begin with the actual financial losses like medical bills, property damage, and lost wages. We then factor in non-economic damages like pain and suffering and emotional distress. Since every case is different, the compensation amount will vary.

Who pays compensation to the victims?

In most cases, the party responsible for the accident or their insurer pays compensation to the victim. However, it’s essential to note that many personal injury cases settle out of court, and these agreements can provide for payment by an individual or a corporation, like an insurance company. In some cases, the victim’s insurance policy may cover some of the damages.

At Allen Injury Law, LLC, we can assist the Missouri public with personal injury matters.

If you or a loved one has been injured in Missouri, we’re here to help. At Allen Injury Law, LLC, we have extensive experience in personal injury cases and can help you navigate the compensation process. From medical expenses to lost wages, we’ll help you recover fair compensation to get back on track. Our team is dedicated to protecting the rights of our clients and ensuring they receive justice.

Compensation in personal injury cases can be confusing and overwhelming. However, understanding the factors involved and working with an experienced attorney can make all the difference. At Allen Injury Law, LLC, we’re here to assist the Missouri public with personal injury matters. Whether you’ve been in a car accident, slip and fall or injured in any other way, we’ll work tirelessly to ensure you receive the compensation you deserve. Contact us today to discuss your case.

Missouri Truck Accident Liability

Mon, 13 Mar 2023 20:54:00 GMT

Missouri Truck Accident Liability

When a large truck is involved in an accident, the results can be catastrophic. If you or a loved one have been injured in a Missouri truck accident, you may be wondering who is liable and what your options are for receiving compensation. Here's a quick overview of what you need to know.

Who Is Liable in a Truck Accident?

In Missouri, the liability for a truck accident will fall on either the truck driver or the trucking company, depending on the circumstances. If the accident was caused by the truck driver's negligence, then the trucking company may be held liable under the doctrine of vicarious liability. This doctrine holds that an employer can be held responsible for the negligent actions of its employees if those actions were committed while the employee was working.
However, if the accident was caused by a mechanical issue with the truck itself, then the trucking company would likely be held directly liable. For example, if a tire blowout caused the accident, then the company that manufactured the tires or failed to properly maintain them could be held liable.

What Are My Options If I Was Injured in a Trucking Accident?

If you were injured in a Missouri truck accident, you may be entitled to receive compensation for your medical bills, lost wages, and pain and suffering. The amount of compensation you are eligible to receive will depend on several factors, including the severity of your injuries and whether you were partially at fault for the accident.

How Is Compensation Calculated?

Compensation for a Missouri truck accident is calculated using what is known as the "multiplier method." This method takes into account both economic and non-economic damages to arrive at a total value for your claim. Economic damages include things like medical bills and lost wages, while non-economic damages include pain and suffering and emotional distress. Once all of these damages have been totaled up, they are multiplied by a number between 1.5 and 5, depending on the severity of your injuries. This multiplier will give you an estimate of what your claim is worth.

Who Pays The Compensation To The Victims?

Missouri law requires all commercial trucks to carry liability insurance in order to operate on public roads. This means that if you are injured in a Missouri truck accident, it will most likely be the trucking company's insurance policy that pays out any compensation that you are awarded.

If you've been injured in a Missouri truck accident, you may be wondering who is liable and what your options are for receiving compensation. The answer depends on several factors, including who was at fault for the accident and how severe your injuries are. However, if you're able to prove that someone else was at fault for causing your accidents, then you may be able to receive compensation from their insurance company. If you have any questions about your specific case or would like assistance with filing a claim, contact Allen Injury Law LLC today. We're here to help!

Understanding Missouri's Workers' Compensation Law

Mon, 27 Feb 2023 15:37:00 GMT

Understanding Missouri's Workers' Compensation Law

When it comes to workplace injuries, it is important for Missouri residents to understand the state’s workers’ compensation law. Workers’ compensation provides employees with financial and medical benefits in cases where they are injured or become ill due to conditions related to their job. If you have been injured while working, it is important to know what your rights and options are when it comes to filing a claim.

What Are My Options if I Got Injured Working at a Construction Site?

If you got injured while working at a construction site, you may be entitled to workers’ compensation benefits. Employees who are injured on the job may be eligible for both medical and income benefits. Depending on the severity of your injury and your ability to work, you may also be able to receive disability benefits and vocational rehabilitation services. It is important that employees file their claim as soon as possible after an incident occurs in order for the process to move forward quickly.

Am I Entitled To Compensation if I Got Injured Working at a Construction Site?

Yes, if you were injured while doing your job duties, then you may be entitled to compensation. The amount of compensation that an employee receives will depend on the severity of their injury and whether or not they can return back to work in some capacity. In some cases, an employer may be liable for an employee’s injury if they did not provide adequate safety equipment or training materials which could have prevented the incident from occurring in the first place.

How Is Compensation Calculated in a Workers Comp Case?

The amount of compensation that an employee receives will depend on several factors including the severity of their injury and their ability/inability to return back to work in some capacity. The amount of compensation can vary depending on the type of injury sustained as well as any preexisting conditions that might have contributed to the injury itself. It is important that employees speak with a lawyer regarding this issue since each case is unique and requires careful consideration before filing a claim.

At Allen Injury Law LLC, we understand how difficult it can be for workers who were injured on the job due to no fault of their own. We are here to help guide Missouri residents through these complicated legal matters so that they can obtain all of the benefits they are entitled too under worker's comp laws in this state. Our experienced team has extensive knowledge about worker's comp laws and how claims should be filed so that our clients can get the best outcome possible from their situation. If you have been injured at a construction site or other workplace setting, please contact us today so we can assist you with your case!

My Employer Is Not Taking My Workplace Injury Seriously. What Should I Do?

Thu, 12 Jan 2023 22:27:00 GMT

What If My Employer Isn’t Taking My Injury Seriously?

If you are facing a workplace injury in Clayton, MO, you may feel overwhelmed. The extent of your accident has likely caused you grievous physical pain and suffering.

The emotional pain of anxiety and frustration are also likely affecting your daily life. Enduring these issues is certainly not easy for anyone. But the good news is that you are not alone in dealing with your accident and injury.

One unfortunate issue many injured people have experienced is their employers not taking the injury seriously. They may not acknowledge it or try to minimize its effects on your body.

Your first course of action under these circumstances is to remember that you have rights that are legally protected.

Depending on the elements of your accident, you could be entitled to relief such as workers' compensation. If your employer is found negligent in any way, you may be entitled to even more.

This post will give you all the major details you need to know and understand about workplace injury and how your employer handles it. Help is available for you to navigate through these often-complex cases.

Employer Responsibility

No matter the size or scope of a company, your job is legally obligated to give you and your coworkers a healthy, safe work environment. Part of what this entails is workplace accident prevention.

Prevention comes in many forms that are based on the type of business being conducted. Here are a few examples of a safe work environment:

Properly Trained Staff

Staff must receive proper training to safely complete their jobs. For instance, if the job requires regular lifting of heavy items, employers must train staff on how to accomplish this task safely.

Ongoing Safety Management

Further safety management helps prevent scenarios or situations that could lead to workplace injury. This may include tasks like inspection of machinery, certification of safety protocols, and more.

Regular Breaks and Rest

Physically demanding jobs can quickly lead to employee fatigue. In turn, this could lead to a lapse in form and potential injury. Employers must provide regular breaks for their staff to rest. They can’t push staff to ignore breaks to meet a quota, or other unethical behaviors, either.

Open Line of Communication to Report Accidents

An employer should make it easy for an employee to report an incident. Employees should never feel scared or intimidated about experiencing an injury. Instead, they should be able to report it and seek out medical care as quickly as possible.

Your Rights After an Injury

If you've experienced a workplace lifting injury or other accident, it's important to know that you have many rights. These include all the following:

Seek out and receive proper medical evaluation and treatment.
Recover from your injury away from work.
Filing a workers' compensation claim.
Receive potential benefits through the workers' compensation process.
Appeal any decisions made based on your workers' compensation outcome.

Your employer may attempt to conceal some of your rights or lead you to believe you don’t have them. By knowing and understanding them, you can stop these attempts right in their tracks.

What to Do If Your Rights Are Violated

If these rights are violated, you also have several steps you can take. One of the most egregious ways this happens is when your employer refuses to take the severity of your injury seriously. They may attempt to minimize your injury or tell you that you should keep working or not take as much recovery time as you need.

Many of these attempts lead to one grave consequence: you not getting the proper medical help you need. As we all know, this could produce even worse effects if your injury is severe.

Not all injuries immediately cause symptoms like pain or mobility issues. Again, this is why immediately seeking out medical care is so crucial.

Workers' Compensation Issues

If an employer refuses to take your injury seriously, they may also complicate the workers' compensation process for you as well. For instance, if your employer pressured you to stay through a shift after an accident, they could then try to minimize your injury by claiming you didn’t need to seek out medical care immediately.

When scenarios like this unfold, you may also deal with complexities such as workers' compensation denial. That could put you on the hook for expensive medical care and missing out on your normal work income.

Combining these issues with an injury could make the situation a horrible weight to bear. Accordingly, getting help is imperative.

An experienced Clayton, MO attorney can help you make sense of your case and iron out a path forward.

Don’t let an employer get away with neglecting your right – and your health. Speak with our team today for a free consultation about your case.

What Happens If My Personal Injury Claim Goes To Court?

Thu, 15 Dec 2022 21:25:00 GMT

When Personal Injury Cases Go to Court: What You Need to Know

If you are dealing with an injury from an accident — such as a workplace accident or car accident, you may want to contact a personal injury attorney. An attorney can help you file a claim against the party or parties who may be at fault.

Filing this legal claim will open up the opportunity for you to receive compensation. This compensation could help to cover a variety of costs you have incurred:

Damage to property
Medical treatment and hospitalization
Loss of wages from missing work
Other pain and suffering

In many cases, insurance companies settle personal injury cases and lawsuits out of court. However, out-of-court settlements are not the only potential outcomes.

Several cases do eventually wind up going to court for trial. A few of the most common reasons include the following:

The attorney for the defendant believes that they will win the case.
A plaintiff may want to publicly display the defendant's negligence without them having the option to conceal wrongdoing through a settlement.
The defendant wants to contest the amount of money at stake for the personal injury claim.
The defendant’s insurance company does not want to set a standard or precedent for the particular details of a case.
The seriousness of your injuries, recovery time, and how much it affects your ability to work.
Your family scenario, age, and other personal aspects.

If you find yourself in this situation, it is important to understand what you need to do — and what you should expect regarding your claim. Below is a breakdown of all the typical elements you will see in the trial process.

From Jury Selection to Trial Start

If cases wind up in court, each one will proceed through several steps from beginning to end.

Sometimes, a jury selection may take place to hear and decide your case. A jury is typically 12 or fewer individuals initially screened by a judge.

The judge asks each juror questions relative to the case to help understand their personal beliefs and potential biases. This helps produce a jury that is as impartial as possible regarding the specifics of your case.

Once the jury is finalized, the case can move to the trial. Personal injury trials usually get started with opening statements from both the prosecution and defense.

Each side is provided with a set amount of time to support their legal claims in the case. You will often see the personal injury attorneys going first in this process as they are tasked with demonstrating the burden of truth (and fault) against the other party.

What the Burden of Proof Is All About

The success of a personal injury claim hinges on a claimant's ability to clearly and indisputably demonstrate the burden of truth about who is at fault for an accident. The burden of proof relates to two separate but important components:

Burden of Production
Burden of Persuasion

Remember the idea of “innocent until proven guilty” to understand what these two components mean. This is what your personal injury attorney is tasked with doing in the trial.

The defendant is typically presumed innocent at the start of a trial. It is your personal injury attorney who must produce the evidence needed to show that the party is at-fault for an accident. Enough evidence provided through the burden of production achieves the burden of persuasion to convince a judge and jury of liability.

Achieving this burden of proof often starts with your personal injury attorney calling witnesses. These witnesses testify about what they have seen to corroborate other evidence presented throughout the trial.

Witnesses are sometimes people who were present at the time of the accident. They also could be professionals who can back up other evidence presented by your attorney:

Doctors
Medical professionals
Financial experts
Forensics or scene recreation experts

The Final Stages of the Court Process

When all of your evidence is presented, the defense then gets a chance to present their case and show counter-evidence related to the incident. Then, the defense proceeds much like the claimant's with evidence, witnesses, experts, and documents in support of their own argument.

After both sides have presented their cases, the opposite sides can then cross-examine witnesses to clarify issues, strike doubt into testimony, and attempt to strengthen their claims.

The final element of a trial occurs when each side presents its closing arguments. Both your personal injury attorney and the defense each have the chance to offer last words in an attempt to persuade the jury.

The arguments come down to the basic aspect of persuasion. Did the prosecution provide enough evidence to overcome the burden of proof and convince the jury of fault? Or did the defense's counter-evidence cast enough doubt into the argument meant to find the defendant at fault?

From this point, the jury then deliberates the evidence and makes a decision on the conclusion. You will often see the jury deliberate fairly quickly in personal injury cases. However, sometimes the case could take several days or more of deliberation before a decision is made.

Once the verdict is reached, it is given to the judge and then read to everyone in the courtroom.

The Value of a Personal Injury Attorney

Hopefully, this basic breakdown of the trial process can put your mind at ease. Usually, you can expect the trial to occur as it was described here. Yet the court process does not always move forward so predictably.

For example, you may be called on the stand by the defense to serve as a witness in your own case. As stressful as this seems, you can prepare for this option ahead of time.

There are all sorts of factors impacting how a case will play out. This is why it is so important to get in touch with a personal experience attorney. Their knowledge and experience will prepare you for the trial process — no matter what the case may entail.

Understanding Premises Liability Claims

Tue, 29 Nov 2022 20:27:00 GMT

Understanding Premises Liability Claims

Premises liability is a legal concept that comes into play when someone has an accident due to unsafe property conditions. Premises liability cases are personal injury cases, which are based on negligence and duty of care. As such, the victim must prove the property owner was negligent regarding property ownership or maintenance. In addition, the victim must prove the property owner owed them a duty of care.

If you need legal assistance in Clayton, or elsewhere in Missouri for a premises liability case, don’t hesitate to contact our legal team today.

What Is Premises Liability?

Premises liability is the liability that the owner or occupier of a property bears for a third-party injury due to unsafe property conditions. Premises liability injuries and claims are common; however, the property owner does not bear unlimited liability. They are liable only for preventable accidents, and there are practical limits on the amount of compensation granted. While most businesses carry substantial insurance and most homes are covered by homeowner’s insurance, the details of this insurance can vary significantly between parties.

Common Types Of Premises Liability Cases

Premises liability covers a broad array of potential events that may result in personal injury. The most common cases include slip and fall accidents, dog bites by unrestrained dogs, and criminal activity due to inadequate security. These are far from the only premises liability claims, however, with the following list comprehensive without being exhaustive:

Inadequate property maintenance
Defective property conditions
Inadequate or negligent security
Slip and fall accidents
Injuries from animal bites
Snow and ice accidents
Elevator and escalator accidents
Swimming pool accidents
Accidents due to water leaks or flooding
Injuries from chemicals or toxic fumes

The Four Elements Of Premises Liability

In the United States, premises liability claims are analyzed based on four distinct elements. It’s not enough that an accident and injury occurred; it’s also necessary to prove negligence and meet duty of care conditions based on the visitor’s status. The following four elements are critical:

The defendant was the property owner or occupier at the time of the injury.
The defendant was negligent in the care and maintenance of the property.
The victim suffered a tangible injury, which may have also caused intangible injuries.
The defendant’s negligence caused the victim’s injury.

Determining Proof In A Premises Liability Case

Before you can receive compensation in a premises liability case, it’s important to determine proof based on the four elements listed above. The following three legal concepts are central to this proof in every premises liability case:

Owners vs. occupiers

The defendant in a premises liability case can be a property owner or occupier. For the sake of simplicity, the term “owner” is often used to describe financial owners and property tenants. A business owner who leases a property can still bear full or partial premises liability. While a landlord is not typically held responsible for injuries to a tenant’s guest, there are exceptions due to latent defects and negligent repairs, among other situations.

Negligence

To determine proof in a personal injury claim, you must prove the property owner was negligent. From a legal perspective, negligence is basically the definition of carelessness. To be held liable, the property owner must have been negligent with respect to ownership or property maintenance. If the injured party is deemed partly at fault, comparative fault clauses may come into play. If the defendant broke a safety law or regulation, the victim might be able to establish negligence without proving an individual violation.

Duty of care

To determine proof in a personal injury claim, the victim must prove the property owner owed them a duty of care. The circumstances surrounding this duty of care often dictate the likelihood and amount of the premises liability settlement. In some states, the property owner must exercise reasonable care for all persons who might enter the property. In other states, the landowner’s duties depend on the status of the visitor.

In these states, visitors are divided into the following three categories:

Invitees have express or implied permission to enter the property, including friends, family, neighbors, and customers.
Licensees have express or implied permission to enter the property for their own purposes, including city workers and salespeople.
Trespassers are not authorized to be on the property. In this case, the property owner may not have duty of care obligations.

To win a premises liability claim, you must first prove that you suffered an injury. Depending on the details of the case, you can use medical records, expert testimony, or photographs, among other things. You must also prove causation, with the property owner or occupier needing to be negligent and obliged to have a duty of care. If these factors align, you can claim damages for medical expenses, lost earnings, and pain and suffering, among other losses.

If you’ve suffered an injury in Clayton, or elsewhere in Missouri, please contact our legal team today for advice.

Single Car Accidents Liability

Mon, 03 Oct 2022 22:36:00 GMT

What Drivers Should Know About Single-Car Accident Liability

A single-car accident involves one vehicle. The car could hit a stationary object, such as a tree or a concrete barrier at the side of the road. The driver may also leave the pavement after losing control and end up in a ditch or become stuck. Single-car accidents can also involve rollovers or other loss of control incidents.

Most people assume that because there is only one vehicle involved in this type of incident, the driver is always liable. Though reckless, impaired, or inattentive driving may be to blame, it is not always the case. Other factors could be partially or fully to blame for the mishap.

The question of liability in a single-car accident can be important if there is property damage, for vehicle insurance payouts, or medical costs.

Here is what to consider if you have been involved in a single-vehicle accident.

Why Is Liability Important in a Single-Car Accident?

Insurance laws vary by state. Some states require you to have liability insurance to cover any damage that you cause while driving. In others, you may have to pay for any damage you cause out of pocket if you do not have coverage.

Furthermore, depending on the factors involved in the accident, you may be liable for traffic tickets, fines, or charges for reckless driving or driving under the influence of drugs or alcohol.

If you face such charges after a single-vehicle accident, you need to enlist the help of an attorney. You may also need professional legal help if you are injured, or your vehicle is damaged, and you are seeking to establish liability for insurance purposes.

Even if your insurance covers the damages of a single-car accident, if you are found liable, your premiums could rise. This means you will need to pay more for the same coverage each month.

Factors Affecting Liability in a Single-Car Accident

You shouldn't assume that you are liable for a single-car accident, even if the incident involved you losing control of the vehicle. Here are some examples of factors that can affect liability.

Weather

Snow and ice can cause a loss of control, as can wet roads, fog, and high winds. Even sunlight shining directly in your eyes at a low angle can cause vision problems that could lead to a loss of control of the vehicle.

While it is still up to the driver to observe safe driving practices and lower speed in poor weather, in some cases, the accident is beyond the driver's control.

Animals

You may need to swerve to miss an animal that is crossing the highway, or you might make contact with a large creature, such as a deer, and damage your vehicle. If you can establish that you were driving reasonably for the conditions, such an incident may be unavoidable in the eyes of an insurance company.

Vehicle Defects

A loss of control may be due to a malfunction in vehicle either because of defect from the manufacturer or an improper repair job. These flaws may be more common than you think. For example, a recent airbag recall affecting 42 million vehicles is associated with at least 400 injuries.

Road Flaws

Issues with the road, such as potholes, malfunctioning traffic signals, or improper drainage, can also cause single-car accidents. In some cases, the liability may fall on the agency responsible for caring for the roads. In incidents like this, it is essential to document the damage as soon as it is safely possible to do so. If you hire a lawyer, they can help collect such evidence.

Unmarked Hazards

Items that have fallen off other vehicles could cause a single-car accident. This could include cargo from a truck, parts from an improperly maintained car, rubber from a blown-out tire, and glass or metal from a previous accident.

Snow, ice, or water from other vehicles can also cause vision problems or require you to perform an aggressive maneuver to avoid an accident.

The details of accidents involving these factors are very important. Liability may depend on whether or not you were driving responsibly for the given conditions at the time of the accident.

Steps After a Single-Car Accident

Law enforcement officers and insurers may start off with the assumption that you are at fault in a single-car accident. They will check for reckless driving, drugs or alcohol, and distractions, such as a cell phone.

At the same time, you will want a record of the incident, so you should call the police even if you are not injured. In many states, you are required to notify law enforcement if you have been in an accident, especially if there has been property damage.

A police report will document the conditions, location, and damage. They will also record property damage, which can be important if the property owner seeks compensation.

A good lawyer will help you record all the details of the incident. They will define what you were doing and how you were driving before the accident. They can also get statements from witnesses and collect other evidence, such as pictures of defects in the road.

You should not repair your vehicle until it gets inspected. In addition to looking for potential vehicle defects, an expert can use the damage as evidence of what happened during the accident.

This evidence can help establish liability, protect you from charges of reckless or inattentive driving, and introduce factors that law enforcement and insurance investigators might have missed.

How to Ensure Your Rights After a Single-Car Accident

People in single-car accidents have the same rights as victims of multiple-car incidents. An experienced accident and personal injury lawyer can help you establish the causes and factors involved in your accident. They can advise you about issues related to liability and ensure you get the insurance coverage provided by your policy.

Liability laws, accident reporting requirements, and insurance rules vary from state to state, so getting a lawyer with local knowledge is essential to getting a successful resolution to your case.

Economic VS Noneconomic damages in a personal injury case

Fri, 12 Aug 2022 19:54:00 GMT

Economic vs. Non-Economic Damages in a Personal Injury Case

When you have been injured as a result of someone else's fault or negligence, you are entitled to sue this person for a monetary award called "damages." Damages are further broken down into economic and non-economic damages. In this article, we will look at the difference between economic and non-economic damages and provide examples in the context of personal injury law.

What Are Economic Damages?

Prior to the personal injury you suffered because of the defendant's actions, you were in a particular position in your life and career. You earned a level of income, presumably on a positive trajectory. However, the injury may have seriously impacted your ability to work and advance in your chosen profession. You may have had to give up business opportunities you would have taken advantage of before you were injured. On top of that, you may have had substantial medical expenses because you needed treatments or physical rehabilitation. If there was also damage to your property — personal property or vehicle, for example — you may have incurred expenses to repair or replace it.

Damages are intended to "restore" you to the position (or as close to it as possible) you were in — or w ould have been in — before the incident that caused your injuries. Economic damages are pretty easy to quantify — and justify — through receipts and other documents. In some cases where the necessity of a procedure or expense is disputed, you may seek evidence to support your arguments.

How Do You Calculate Medical Expenses?

Medical expenses include:

It is pretty straightforward to calculate expenses you have already incurred or are presently incurring. However, when it comes to future medical costs and needs, you may need an expert to advise the court on what is necessary and reasonable expenses. The expert will apply estimated inflation rates in the medical field, the quality of the medical care available to you, your age, life expectancy, and how healthy you were before the injuries.

To claim a medical expense, you not only have to prove how much it costs or will likely cost, but that you would not be incurring it but for your injuries. For example, if you require someone to come to your home and help cook and clean as a result of your injuries, you are entitled to reimbursement. However, if you had always had a housekeeper before you were injured, it would be inappropriate to claim this expense as part of your personal injury case.

How Do You Calculate Income Loss?

In most personal injury cases, you will be seeing three kinds of lost income:

Again, past lost wages are pretty easy to calculate. The math can be simple if you have set salaries and took a particular time off. If you are self-employed and your income varies or is seasonal, it's a little more complicated to formulate. Nevertheless, you can usually come to a reasonable estimate based on the numbers.

When it comes to calculating future lost income and loss of earning capacity, there are variables such as how much of a raise you would have gotten and when you would have gotten raises. You must also factor in your age when you would likely have retired, the state of the industry or profession you're in (for example, if it's declining or being obsolete, or expected to boom), how successful your business model is, as well as promotional possibilities.

What Are Non-Economic Damages?

Not all loss is directly quantifiable. Unlike economic damages, the jury subjectively assesses non-economic damages because they relate to non-monetary losses. These are things like:

These represent the detrimental impact your injuries have had on your everyday life. If you were physically active before your injuries but are now unable to do the activities you love — or severely limited in your ability to do them — your lifestyle has been compromised. You may be withdrawing socially either because you were part of activity groups or because you are suffering from pain or anxiety. If your spouse had been the primary breadwinner and you have children together, their wrongful death affects the family economically and emotionally.

Because there are no specific, provable losses with non-economic damages — like invoices or bank statements — it can be challenging for a jury to assign value to this type of compensation. This is why non-economic awards can seem inconsistent and "all over the map" — and why many states have different rules and caps when it comes to determining the monetary amount.

Calculating Non-Economic Damages

When deciding how much your non-economic damages are worth for these intangible injuries, the jury will be considering factors like:

Sometimes the non-economic damages end up being the total economic damages multiplied by a number in the range of 1.5 to 3, 3 representing the most severe injuries. In other cases, a number is devised that defines what a day without those injuries would be worth to you, then multiplied by the length of time the injuries are likely to last. Alternatively, you may be asked what your life was like before and after the accident or event and to describe the range of your past abilities and current inabilities in percentages.

How Can a Lawyer Help Determine Your Economic and Non-Economic Damages?

A personal injury lawyer will be familiar with rules and patterns the courts in your jurisdictions use to determine the amount of a damage award. They will also know the best way to calculate and maximize damages and what you need to do to prove or justify the amount you seek. They will also represent you in negotiations and court dealings, ensuring that you don't say or do anything that may diminish the damages to which you are entitled. That is why you should seek the advice of a personal injury lawyer before trying to figure out how much you can expect to get for your injuries.

IS A LANDLORD LIABLE FOR NEGLIGENCE RESULTING IN INJURIES TO A TENANT OR TENANT'S GUEST?

Wed, 16 Jun 2021 16:13:00 GMT

Throughout the course of over 20 years of practice in St. Louis and the surrounding region, clients have called me for help after suffering injury due to landlord negligence. There are several factors that determine whether you can successfully recover against a negligent landlord.

For example, in a recent case, Eickhoff v. Gelbach, the Missouri Court of Appeals reinstated a lawsuit against a landlord whose failure to install a handrail in a stairwell led to a woman's fall and injuries. The woman was visiting her son when she fell down a flight of stairs at the son's rented house. The stairs did not have a handrail, which was required under the city's building code. Prior to the son taking possession of the home, the landlord and the son spoke about the lack of a handrail, and the landlord and the son agreed to not install one. The woman sued the landlord for her injuries and the trial court entered a judgment dismissing her case stating that the landlord had relinquished control of the home to the son and therefore had no duty to the son or his guests for injuries from dangerous conditions at the home. The woman appealed the judgment. See Eickhoff v. Gelbach, WD83433

The general rule in Missouri is that "a landlord does not owe a duty to his tenant, and is not liable for personal injuries received by a tenant or a tenant's invitee, caused by the dangerous conditions on the premises.” Dean v. Gruber, 978 S. W. 2d 501, 503 (Mo. App. W.D. 1998) There are recognized exceptions the the general rule, which include 1) when the landlord had knowledge of a dangerous condition, which condition is not discoverable but the tenant, and the landlord fails to make disclosure; 2) when the injury occurs in a common area; and 3) when a landlord is responsible for making repairs, but negligently failed to do so. Newcomb v. St. Louis Office for Mental Retardation an Developmental Disabilities Res., 871 S.W. 2d 71, 74 (Mo. Ap. E.D. 1994).

In Eickhoff, the injured woman alleged that the third exception is applicable because the lease between her son and the landlord included a provision that gave the landlord the right to enter the premises to make repairs and specifically prohibited tenants from making their own repairs. This meant that the landlord retained some level of control over the property and, because the absence of a handrail violated the local municipal building code, the landlord was responsible for repairing the handrail but failed to do so. The Court of Appeals agreed and overturned the trial court's judgment and ruled that a genuine issue existed as to whether the landlord exercised sufficient control over the property to owe a duty to the woman to fix or warn of the dangerous condition.

If you are hurt because of a landlord's negligent conduct, call us for advice and for the help you will need to make sure those who caused your injuries are held responsible. 314-300-8380 .

WHAT KINDS OF COMPENSATION CAN YOU CLAIM AFTER A CAR ACCIDENT?

Wed, 16 Jun 2021 16:13:00 GMT

Once fault is established against a negligent party, there are several different kinds of damages a car accident victim can claim. You will need an experienced attorney to make sure all elements of damage are considered in your injury claim.

PROPERTY DAMAGE - This claim is for the damage to your car and its contents. This includes repairs to your car, replacement of your car if it is totaled, rental car expenses and compensation for any damaged valuables inside the car.

MEDICAL BILLS - You should also make a claim for payment of your medical bills such as ambulance, emergency room, physical therapy and prescriptions costs. This claim can include health insurance payments, bills you paid yourself and amounts still outstanding and owed. You also need to consider future medical costs that you may continue to incur for years after your injury.

PAIN AND SUFFERING - Often categorized as "general damages," this element of damage includes anything from physical pain and suffering, loss of use or mobility of a particular injured body part, need for future medical procedures, scarring, disfigurement and emotional or psychological trauma suffered from an accident. Injury victims can claim future pain and suffering over the course of their lifetime by the use of life expectancy tables.

ECONOMIC LOSS - This element of damage includes but is not limited to lost wages. Economic losses must be quantifiable. These damages are often evidenced by the use of employment records such as salary or hourly wages lost as a result of an injury. You can claim vacation time and sick time that you used as a result of an accident. This is because you would not have lost this time but for the negligence of another. Homemakers can also suffer economic loss because economic value is placed on household activities that one can not perform as a result of an injury.

LOSS OF CONSORTIUM - This refers to the deprivation of the benefits of a family relationship due to the injuries caused by a negligent party. Loss of consortium claims are reserved for family members of injury victims, such as spouses, who can show damage to their relationship or or loss of familial benefits of that relationship with their injured family member.

If you have questions about the damages you suffered as a result of an injury or how to prove those damages, call us for a free consultation at 314-300-8380 .

HOW MISSOURI PUNISHES INJURY VICTIMS WHO USE HEALTH INSURANCE

Wed, 16 Jun 2021 16:12:00 GMT

In 2017, Missouri again passed tort reform legislation further restricting compensation for injury victims. This included changes to Missouri's "collateral source rule" codified as RSMo 490.715 . The changes to this rule caused significant disparities in the value of injury cases conditioned upon how medical bills get paid. The unfair effect of this law is obvious. The exact same case, with the exact same injury is given a different value depending on whether or what kind of health insurance is used to pay the medical bills.

Most health insurance plans never pay the full amount of a medical bill. Instead they pay a small percentage of the bill and the medical treatment providers contractually "write off" or "adjust" the remaining balance owed. Different health insurance plans have different deductibles and "contractual write off" and "adjustment" amounts. The "contractual write off" or "adjustment" is applied because medical providers are required to apply them as part of the agreement to get paid by your health insurance company.

The 2017 collateral source rule states that, at trial, any party may introduce evidence of the “actual cost of the medical care or treatment.” This is defined as "a sum of money not to exceed the dollar amounts paid by or on behalf of a plaintiff or a patient whose care is at issue plus any remaining dollar amount necessary to satisfy the financial obligation for medical care or treatment by a health care provider after adjustment for any contractual discounts, price reduction, or write-off by any person or entity." See RSMo 490.715(5) .

For example, if you break your arm in a car accident, you go to the emergency room to get treated for your injury. The hospital sends you a bill for, let's say, $1000. You submit the hospital bill to your health insurance. You pay a $100 deductible and your health insurance pays $300. The hospital applies a “contractual write off” or "adjusts" the remaining $600.

So now, in our example, the $1,000 obligation owed to the hospital is satisfied for only $400 and the remaining $600 goes away. Under Missouri's collateral source rule imposed by the Missouri legislature, the reasonable value of the medical services rendered is now only $400. This means that if your case goes to trial, the jury will hear the evidence that your medical bill was $400 not $1000. This reduction in medical bills by using your health insurance significantly impacts the value of your case. That's because a case with a $400 medical bill is worth less in the eyes of a jury than the same exact case with $1000 in medical bills. You are not compensated for the years of past health insurance premiums you paid out and you are not compensated in the event your health insurance premiums go up. Instead, you are punished because using health insurance to pay medical bills lowers the value of your case.

The powerful insurance company lobby pushed for the passage of this law because they wanted to capitalize on your use of your own health insurance to lower their exposure on your injury case. This law allows them to save money by paying less on jury awards and lawsuit settlements.

The good news is that there are several ways to work around Missouri's unfair collateral source rule. Most importantly, when your injury is undisputedly someone else's fault, DO NOT use your health insurance. Contact an experienced lawyer who knows how to get around this unfair law to maximize the value of your case.

If you are hurt because of someone else's negligence and you want to get the maximum value for your case, call us for a free consultation at 314-300-8380 .

CONDUCCIÓN DISTRAÍDA

Wed, 16 Jun 2021 16:11:00 GMT

Conducir distraído es peligroso. Se estima que esta acción reclamó más de tres mil (3,000) vidas solo en el dos mil diecinueve (2019). Casi dos mil (2,000) conductores murieron debido a que conducían distrídos, al igual que más de seiscientos (600) pasajeros, cuatrocientos (400) peatones y ochenta (80) ciclistas. Esto explica los muchos más miles de heridos debido a la conducción distraída/el conducir distraído.

¿Qué es conducir distraído?

La conducción distraída es cualquier actividad que desvía la atención del conductor de la conducción; incluyendo hablar y/o enviar mensajes de texto en su teléfono, comer y beber; hablar con personas en su automóvil y/o incluso jugar con el sistema de estéreo/de entretenimiento y/o de navegación; con tanta tecnología a la mano e instalados en vehículos en estos días hay muchas cosas que pueden desviar la atención del conductor de la carretera.

Los mensajes de texto son una de las mayores distracciones. Enviar y/o leer un texto le quita la vista del camino. Por ejemplo; el sólo mirar un mensaje de texto durante cinco (5) segundos a cincuenta y cinco (55) millas por hora (mph), es como conducir la longitud de un campo de fútbol con los ojos cerrados.

No puede conducir con seguridad a menos que la tarea de conducir tenga toda su atención . Cualquier actividad que no sea la de conducir en la que participe es una distracción potencial y aumenta su riesgo de chocar y lastimar a alguien.

Recientemente, la legislatura de Missouri hizo más difícil castigar a quienes envían mensajes de texto y conducen al elevar el precedente sobre daños punitivos en demandas por lesiones. Anteriormente, se otorgaban daños punitivos para disuadir la "mala conducta intencional, sin sentido y/o maliciosa", como enviar mensajes de texto y conducir. Sin embargo, la nueva ley cambia el estándar a "mala conducta y/o conducta maliciosa que intencionalmente causó daños al demandante". Este cambio en la ley hará que sea mucho más difícil ganar daños punitivos destinados a castigar el mal comportamiento, como el enviar mensajes de texto y conducir.

Para ayudar a reducir la conducción distraída/el conducir distraído: primero, los padres tienen que liderar con el ejemplo. Los padres deben hacer el esfuerzo de no conducir distraídos y/o enviar mensajes de texto y conducir. Los padres también pueden hablar con sus conductores jóvenes sobre las distracciones y todas las responsabilidades que conlleva la conducción. Los padres pueden hacer que todos en la familia firmen la promesa de comprometerse a conducir sin distracciones y advertirles que estados como Missouri tienen leyes de mensajes de texto y de manejo como la RSMo Sección 304.820 que prohíbe los mensajes de texto y cualquier otro uso de dispositivos móviles de mano mientras opera el vehículo para conductores de veintiún (21) años o menos.

Si ha sido lesionado por un conductor distraído , llámenos para obtener ayuda al: 314-300-8380 .

LESIONADO EN EL TRABAJO?

Wed, 16 Jun 2021 16:10:00 GMT

En la mayoría de los casos, si se lastima en el trabajo, la Ley de Compensación de Trabajadores de Missouri le brinda tres (3) beneficios básicos:

1. Tratamiento médico ... su empleador tiene que pagar por el tratamiento médico relacionado con su lesión;

2. Pago mientras está fuera/ausente del trabajo ... su empleador tiene que pagarle un porcentaje promedio de su salario semanal durante el tiempo que no puede(a) trabajar debido a su lesión;

3. Incapacidad parcial permanente ... su empleador tiene que pagar por el daño permanente a las partes del cuerpo lesionadas.

Para asegurarse de obtener estos beneficios, debe asegurarse de informar la lesión laboral a su gerente / supervisor y debe asegurarse de solicitar un tratamiento médico de inmediato.

La mayoría de las empresas deben tener un seguro de compensación para trabajadores para hacer negociaciones en Missouri. En St. Louis, recibo muchas llamadas de trabajadores lesionados que no quieren "demandar" a su empresa. Les explico que su empleador no paga de su bolsillo en reclamos de compensación de trabajadores, la que paga es la compañía de seguros. Además, su empleador puede enfrentar serias consecuencias legales si trata de tomar represalias contra usted por hacer un reclamo por lesiones.

Herirse en el trabajo es un suceso en la vida. Sucede. Es por eso que su empleador paga el seguro de compensación laboral. Pero tenga cuidado, la compañía de seguros y los abogados que ellos contratan le ofrecerán pagarle el menor dinero posible para cerrar su caso. Es por eso que siempre es mejor hablar con un abogado. No le cuesta nada llamar y consultar con un abogado y obtener un básico asesoramiento legal para que pueda explorar sus opciones.

Si tiene preguntas sobre una lesión laboral, llámenos al: 314-300-8380 para una consulta gratuita y para asegurarse de obtener los beneficios a los que tiene derecho.

Para mas información sobre los derechos de trabajadores lesionados, oprima el link: T https://labor.mo.gov/sites/labor/files/pubs_forms/WC-101-S-AI.pdf

HIGH STACKING AND FALLING MERCHANDISE

Wed, 16 Jun 2021 16:09:00 GMT

Many self-service discount hardware stores and bulk-priced stores often try to save costs at the expense of customer safety. These stores will often stock products in their store and invite customers to freely access their warehouse style sales floors without properly considering customer risks.

Many stores stack heavy products where they are difficult to retrieve by customers and employees. Sometimes these products fall and cause customers serious injury or death. Retail and warehouse stores owe their customers a legal duty to maintain a reasonably safe shopping condition and to protect them from unreasonable risks of harm. Stores that display stacked merchandise must display their merchandise with the reasonable anticipation that customers will walk through customer aisles and inspect, touch and attempt to move the stacked merchandise.

Therefore, the accepted industry standard is to stack merchandise and products no higher than eye level - generally accepted as no higher than six feet. The higher a store stacks a product above this six foot level, the higher the risk of merchandise falling onto someone and causing injury. Stores usually have a written merchandise stacking policy that they fail to follow resulting in customers or employees getting hurt.

Proper shelving is a way stores can avoid high stacking and keep customers safe. This can be expensive and some stores try to save costs by high-stacking instead. Other causes of falling merchandise includes broken or unstable shelving systems, improperly stacked merchandise on high shelves, bad employee conduct and training, lack of safety inspection and poor implementation of stacking policies and procedures.

Stores and their insurance companies will usually try to blame the customer in these falling merchandise claims by stating that the customer caused the product to fall on them. They ignore the fact that merchandise should never be stacked in a way where it could fall and hurt a customer.

If you need help with an injury caused by falling merchandise, don't take the blame for someone else's negligence. Call the St. Louis based law firm of Allen Injury Law, LLC for help. 314-300-8380

HOW TO FIND THE BEST PERSONAL INJURY LAWYER IN ST. LOUIS FOR YOUR CASE.

Wed, 16 Jun 2021 16:09:00 GMT

The choice of a lawyer is an important decision and should not be based solely on advertising. Big flashy ads just mean a law firm likes to advertise but say nothing about the ability to effectively represent you.

These steps will help you find and choose the right lawyer for you…

Once you take these steps and speak with your prospective lawyer, gauge your comfort level. Don't over think the process. If it feels like a good fit, it probably is.

If you would like a free consultation about your case to see if we are the right fit, call us at 314-300-8380 .

THE "COMPARATIVE FAULT" DEFENSE

Wed, 16 Jun 2021 16:08:00 GMT

After an injury victim files a lawsuit, the defendant will often try to raise a "Comparative Fault" defense. This has to do with whether the plaintiff (the injury victim) was also at fault in connection with the underlying accident. It is called “comparative fault" because if the case goes to trial, the jury will weigh the evidence at trial and compare the plaintiff's negligence, if any, with the defendant's negligence.

This "comparative fault" defense must be raised and established by the defendant. In other words, the person being sued is required to prove that, more likely than not, the plaintiff was comparatively negligent. This means the defendant has to show that the plaintiff did not exercise reasonable care or that the plaintiff did something wrong or unsafe which was a cause of the plaintiff's own injury.

How the "Comparative Fault" Defense Works

The first thing to remember is that a judge or jury determines the victim's comparative negligence only after it determines whether the defendant was negligent. If you go to trial in a slip and fall case, and the jury finds that the defendant was not negligent, the case is over. There is no need to determine whether the plaintiff was negligent or not.

If, however, the jury finds that the defendant was negligent, then it considers whether the plaintiff was also negligent. If the jury finds that the plaintiff was also negligent, then it has to compare the fault of the plaintiff to the fault of the defendant.

For example, the jury might find that the plaintiff's injury was 70% the defendant's fault and 30% the plaintiff's fault. So, the plaintiff's comparative negligence will reduce the amount of the plaintiff's award by the percentage of fault assigned to the plaintiff. So if a jury finds a plaintiff to be 30% at fault, the Judge will reduce the jury's award by 30%.

Insurance companies that get involved to defend injury claims before a lawsuit is filed will usually try to raise "comparative fault" arguments to leverage or scare injury victims to settle their case for much less than they deserve before they get a lawyer or file a lawsuit.

If someone is trying to blame you for an injury you suffered because of the negligence of another, reach out to St. Louis based Allen Injury Law, LLC for help. 314-300-8380

CÓMO ENCONTRAR EL MEJOR ABOGADO DE LESIONES PERSONALES EN ST. LOUIS PARA SU CASO.

Wed, 16 Jun 2021 16:07:00 GMT

This is a subtitle for your new post

Debe poder comunicarse directamente con su abogado. Hay muy pocos abogados de lesiones personales que hablan español en St. Louis; de los pocos que realmente hablan español y que pueden darle una comprensión de su caso, ¿cómo elige usted el correcto?
Pregunte a sus amigos, parientes y/o vecinos si tuvieron una experiencia, buena o mala con un abogado de lesiones personales de St. Louis. Si nadie que usted conoce ha usado a un abogado de lesiones personales, entonces el proceso se vuelve un poco más difícil. Ha visto los anuncios de televisión, vallas/espectaculares publicitarias (os) y autobuses, pero eso no le dice nada sobre el abogado que realmente manejará su caso. Simplemente le dice que pueden pagar la publicidad y es probable que no hay abogados que hablen español. Mientras que las firmas de abogados más grandes tienen compañías que desarrollan el contenido del sitio web para ellas, las firmas de abogados más pequeñas realmente redactan el contenido en su sitio web por sí mismas. Léa el sitio web. ¿Tiene algún contenido en español?. De lo contrario, es probable que los abogados allí no hablen español y usted no podrá discutir su caso directamente con ellos.
Ademas, no todos los abogados de daños personales manejan casos de camiones y/o casos de muerte injusta. No todos los abogados de lesiones personales han manejado personalmente un caso millonario. Algunos de los abogados más conocidos de St. Louis ni siquiera van a la corte/juzgado. Llame a una firma de abogados. ¿Hay un abogado realmente disponible para hablar con usted en español en ese momento?. ¿Están respondiendo a sus preguntas de manera profesional?. Si una firma grande de abogados lo empuja a un abogado menos experimentado o menos agradable, siempre puede encontrar un nuevo abogado.
Llámenos al 314-300-8380 para su consulta gratis. Estaremos encantados de conocerle en persona en su casa y/o hospital si no puede ir a nuestra oficina en el centro de Clayton.

SLIPS, FALLS AND OTHER INJURIES ON PROPERTY

Wed, 16 Jun 2021 16:07:00 GMT

To win a premises liability case, you need to prove that the property owner, or those who control and maintain the property, were negligent. Usually, this means that you have to show that they created a dangerous condition or failed to exercise reasonable care to keep the property free of a dangerous condition.

Simply because you get hurt on someone's property, does not mean that the owner or those who control and maintain the property were negligent. Also, you won't automatically win just because an unsafe condition existed on the property that resulted in your injury. To win your case, you have to show that you got hurt because the property owner, or those controlling or maintaining the property, knew or could have known that the property was unsafe and failed to take reasonable steps to warn of or fix the problem. This rule generally applies to cases like slips and falls at restaurants and retailers, to falling merchandise at grocery stores or big box stores or to a dangerous condition at someone's home.

The law is a bit different when it comes to falls due snow and ice. Missouri and Illinois follow the “natural accumulation rule.” That is, property owners in Missouri and Illinois have no duty to remove snow or ice that accumulates naturally. Moreover, the law protects property owners who reasonably attempt to clear the accumulation.

For example, private homeowners and/or owners of businesses don't have to clear their walkways if it snows. They are not responsible if a guest or a business visitor falls on the otherwise untouched snow or ice on their walkway. To win an injury case, you have to show that the property owner, or its maintenance company, did a bad job by not completely clearing/shoveling the walkway or did something else wrong like piled snow and blocked a drainage system causing melted ice to pool and re-freeze or failed to use enough salt that initially melted ice that later re-froze and caused you to slip, fall and get hurt.

Insurance companies will almost always try to place blame on the injury victim and say they should have "seen the danger", “been more careful” or that they are "responsible for their own injury." Despite these “comparative” or “contributory” fault arguments, property owners oftentimes negligently violate their own rules and procedures and create or allow a dangerous condition to exist that results in serious injury.

Call us to get advice on how to deal with these insurance companies and for the help you will need so those who caused you to get hurt are held responsible. 314-300-8380

DISTRACTED DRIVING

Wed, 16 Jun 2021 16:06:00 GMT

Distracted driving is dangerous. It is estimated that it claimed over 3000 lives in 2019 alone. Almost 2000 drivers were killed due to distracted driving but so were over 600 passengers, 400 pedestrians and 80 bicyclists. This doesn't account for the many more thousands injured due to distracted driving.

What is Distracted Driving?

Distracted driving is any activity that diverts a driver's attention from driving, including talking or texting on your phone, eating and drinking, talking to people in your car, or even fiddling around with the stereo, entertainment or navigation system - with so much technology at your fingertips and packed into vehicles, there are many things these days that can divert a driver's attention from the road.

Texting is one of the biggest distractions. Sending or reading a text takes your eyes off the road. For example, just looking at a text for 5 seconds at 55 mph is like driving the length of a football field with your eyes closed.

You cannot drive safely unless the task of driving has your full attention. Any non-driving activity you engage in is a potential distraction and increases your risk of crashing and hurting someone.

Recently, the Missouri legislature made it more difficult to punish those who text and drive by raising the bar on punitive damages in injury lawsuits. Previously, punitive damages were awarded to deter “willful, wanton or malicious misconduct” like texting and driving. However, the new law changes the standard to “malicious misconduct or conduct that intentionally caused damage to the plaintiff.” This change in the law will make it much more difficult to win punitive damages meant to punish bad behavior like texting and driving.

To help reduce distracted driving, parents first have to lead by example. Parents need to make the effort to not drive distracted or text and drive. Parents can also talk to their young drivers about distractions and all of the responsibilities that come with driving. Parents can have everyone in the family sign the pledge to commit to distraction-free driving and warn them that states like Missouri have texting and driving laws such as RSMo Section 304.820 that bans text messaging and all other use of hand held mobile devices while operating motor vehicle for drivers 21 or younger.

If you have been injured by a distracted driver, call us for help. 314-300-8380

NHTSA Distracted driving facts:

DISTRACTED DRIVING IN FATAL CRASHES, APRIL 2019 (PDF, 177.29 KB)

TEENS AND DISTRACTED DRIVING, FEBRUARY 2019 (PDF, 150.67 KB)

DRIVER ELECTRONIC DEVICE USE, JANUARY 2019 (PDF, 712.26 KB)

MISSOURI LEGISLATURE MAKES IT HARDER TO PUNISH MALICIOUS CONDUCT

Wed, 16 Jun 2021 16:05:00 GMT

Unless its vetoed, Senate Bill 591 repeals Missouri's prior punitive damages law and replaces it with RSMo 510.261 making it more difficult to punish wrongdoers in a civil law suit. S.B. 591

Previously, punitive damages were awarded to deter “willful, wanton or malicious misconduct.” The new law changes the standard to “malicious misconduct or conduct that intentionally caused damage to the plaintiff.”

Also, with the new law, Plaintiffs are unable to plead punitive damages in their initial petition. Instead, they have to conduct discovery to demonstrate a basis for such an award and can only add them to the suit later with the court's permission. At trial, a jury would have to find the damages were warranted by clear and convincing evidence.

The insurance industry says the change in the law was proposed to “stop abuse” by preventing punitive damages from being used against businesses to pressure larger settlements and to make Missouri more “business friendly” and “welcoming” for job growth opportunities.

This argument is baseless and made with no supporting data that businesses were leaving Missouri or staying away from Missouri because of it's punitive damages law. More importantly, this new law will make it more difficult to hold defendants accountable for bad behavior. Why would the Missouri legislature protect wrong doers that engage in unreasonably dangerous conduct with willful wanton or a malicious mental state?

Again, the multi-billion insurance industry…this time using the pretext of “protecting businesses” in Missouri…found another way to limit their payouts on lawsuits despite willful and wanton wrongdoing at the price of injury victims.

If you were injured due to the misconduct of another, call Allen Injury Law, LLC for a free consultation. Don't try to fight the insurance companies alone. 314-300-8380

MISSOURI'S NO PAY, NO PLAY LAW

Wed, 16 Jun 2021 16:04:00 GMT

In 2013, the Missouri legislature passed House Bill 339. This controversial law, now codified as RSMo Section 303.390 , says that uninsured motorists waive their right to recover for noneconomic loss against an insured motorist following a car accident...even when the other driver is 100% at fault. This law penalizes injury victims who don't have auto insurance by prohibiting them from recovering money for pain and suffering even in crashes where they are horribly injured. There are certain exceptions to this severe penalty and does not apply 1) if the person that caused the accident was under the influence of alcohol or drugs or was otherwise convicted of a crime such as manslaughter or second degree assault or 2) if the uninsured injury victim had auto insurance within 6 months of the accident.

While some may think that Missouri should penalize injury victims for driving without auto liability coverage, Missouri law already imposes significant fines and penalties on those who drive without insurance. The problem with this law is that everyday scenarios occur throughout Missouri where a person may justifiably not have insurance at the time of a crash in which they are seriously injured. This usually results in the unequivocally unfair and overly harsh application of this statute. However, the biggest problem with the No Pay No Play statute is that it is UNCONSTITUTIONAL. More and more trial courts are finding that the No Play No Play law violates Article 1 of the Missouri Constitution as an infringement of a citizen's right to trial by jury by limiting a citizen's rights to non-economic damages. See fore example Gillmore v. Page, 17PT-CC00092 (2017) citing Watts v. Lester E Cox Medical Centers, 376 S.W. 3d 633, 637 (En Banc 2012).

Missouri's No Pay, No Play is yet another example of the powerful and overreaching billion dollar insurance industry that consistently lobbies the passage of legislation limiting how much they have to pay out on legitimate injury claims so they can continue to profit at the price of Missourian's constitutional rights.

Don't try to fight the insurance companies alone. Call us for help. 314-300-8380

UNDERINSURED MOTORIST COVERAGE "UIM"

Wed, 16 Jun 2021 16:03:00 GMT

Should you buy Underinsured Motorist Coverage ("UIM")?

Answer...YES!

Everyone should carry Underinsured Motorist Coverage ("UIM"). This is extra insurance on your own auto policy that will cover you and your family if the insurance policy for the driver that caused an accident is too small to cover all the damages.

I have seen so many catastrophic injury cases where a careless driver that caused a crash only carried a Missouri or Illinois state minimum $25,000 auto policy. In these cases, despite severe injury or death, the most a victim or a victim's family could recover was $25,000 because that was the limit of the negligent driver's insurance policy.

Sure, you could sue the negligent "underinsured motorist" and win a huge judgment and then try to garnish that negligent driver's wages or go after personal assets like his/her house or car. However, this is often a fruitless pursuit where collection efforts usually prove frustrating, costly, time consuming and yield minimal, if not zero, monetary results.

This is why I advise you purchase Underinsured Motorist Coverage ("UIM") on your auto policy to protect yourself and your family in the event of an auto accident that results in significant injury and lost income. If you have UIM coverage, your insurance company will step in to cover your damages if they exceed a negligent driver's insurance limits.

For example, if someone crashes into you and they only have a “minimum policy,” the most their auto insurance will pay out in damages is $25,000. However, if you have your own UIM policy of $25,000, you will have an extra $25,000 in coverage under your own policy on top of the negligent driver's underlying $25,000 policy limits.

But be careful, insurance agents often throw around terms like "full coverage" to sell insurance policies. "Full coverage" can mean many different things and you may think you are getting a great deal on an auto policy and that you are fully covered when, in fact, you are not.

Without UIM coverage you are rolling the dice. If a careless "underinsured" driver crashes into you and causes you or your family harm, they likely will not have enough insurance to cover your medical bills, pain and suffering and lost wages. Don't take that chance. Don't put your fate in the hands of someone else's insurance policy. Take control and make sure you have enough insurance of your own to cover yourself. Ideally, you should purchase at least a $100,000 UIM policy but preferably $250,000 or more.

If you have questions about how UIM policies work, call us for free at 314-300-8380 .

HURT AT WORK?

Wed, 16 Jun 2021 16:03:00 GMT

In most instances, if you get hurt at work, the Missouri Workers Compensation Law provides you with three basic benefits:

1. Medical treatment...your employer has to pay for medical treatment related to your injury;
2. Pay while off work...your employer has to pay you a percentage of your average weekly wage during the time you cannot work because of your injury;
3. Permanent Partial Disability...your employer has to pay for the permanent damage to the body part(s) injured.

To make sure you get these benefits, you need to make sure you report the work injury to your manager/supervisor and you need to make sure you request medical treatment right away.

Most businesses are required to carry workers compensation insurance in order to do business in Missouri. In St. Louis, I get a lot of calls from injured workers who don't want to "sue" their company. I explain to them that their employer doesn't pay out of pocket on workers compensation claims, the insurance company pays. Also, your employer can face serious legal consequences if they try to retaliate against you for making an injury claim.

Getting hurt at work is a fact of life. It happens. That's why your employer pays for work comp insurance. But beware, the insurance company and the attorneys they hire will offer to pay you as little money as they can to close out your case. This is why It is always best to talk to an attorney. It costs you nothing to call and consult with a lawyer and get basic legal advice so you can explore your options.

If you have questions about a work injury, call us at 314-300-8380 for a free consultation, or visit us at alleninjury.com , to make sure you get the benefits to which you are entitled.

MEDICAL PAYMENTS COVERAGE (“MED PAY”) AND COLLISION COVERAGE (“COLLISION”)

Wed, 16 Jun 2021 16:01:00 GMT

You need to have Med Pay coverage and Collision coverage on your policy.

Med Pay is “no fault” coverage. This means that regardless of who's at fault for an auto accident, Med Pay will go towards covering the medical bills for anyone that's hurt in your car.

For example, if you are hurt in a crash and the other driver's insurance wants to investigate the crash or doesn't want to pay because they think you are at fault, we can submit your medical bills to your own insurance company if you carry "med pay." Typically, your insurance premiums won't go up if the crash wasn't your fault.

Also, when we prove that other driver was at fault, that negligent driver's insurance will pay on your bodily injury claim and you keep your extra "med pay" money otherwise held to put towards your medical bills. This applies to Missouri cases. In other states like Illinois, your insurance company has a right to recover a portion of the med pay money it paid you in the event you collect a settlement or jury award from the other driver's insurance company.

I suggest taking out "med pay" coverages for at least $5,000. Some people have $10,000, $15,000 or $25,000 to make sure they are sufficiently covered in the event of a crash.

Auto Collision coverage is important to have because if someone else crashes into you and they don't have insurance, you will not have coverage for the repairs to your car or for a new car if your car is “totaled.” Collision coverage also usually comes with rental coverage so that your insurance company will give you a rental vehicle while your damaged car is getting repaired or while you are looking to replace your car if it was totaled.

Another reason to carry collision coverage is in the event that the other driver's insurance company wants to "investigate" the crash or denies it was their insured driver's fault. The other insurance company will not pay for your repairs or your totaled vehicle while they investigate the crash to determine fault or if it denies it was their driver's fault.

Take control and make sure you have proper "med pay" coverage and "collision" coverage on your auto policy.

If you have any questions about how "med pay" coverage or "collision" overage works, call us for free at 314-300-8380 .

WHAT IS UNINSURED MOTORIST COVERAGE “UM”?

Wed, 16 Jun 2021 16:01:00 GMT

Missouri's financial responsibility law, RSMo §303.020(10) , requires everyone that drives a vehicle, whether it's a motorcycle, a truck or a car, to carry auto insurance. But, if you are in a car crash caused by someone else and that person does not have auto insurance, your own insurance “steps into the shoes” of that other driver. So even if it's not your fault, your own auto policy will cover you for the fault of another. That is why it is so important to have as much coverage as possible on your own policy. You may think you are getting a great deal on auto insurance by covering yourself with a low $25,000 uninsured motorist policy. However, too many people have these low minimum policies. If you have a minimum policy and someone without insurance causes an accident where you get seriously hurt, the most you will likely be able to recover is $25,000.

Take control and make sure you cover yourself. If you have insurance, you will automatically have a $25,000 uninsured motorist policy. I suggest at least a $100,000/$300,000 UM policy. This means that each person in your car that's hurt can recover up to $100,000 and that your insurance company will pay up to a combined limit of $300,000 in the event that multiple people are seriously hurt in your car due to the negligence of another driver without auto insurance.

If you have questions about uninsured motorist coverage or the applicability of Missouri's financial responsibility law, call us for free at 314-300-8380 .

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